1.It does matter. IF you want to use the 12 months of monthly deposits the money must come from a foreign bank account and it must show the international transfer code in your bank book.

That is why many people had problems with wise transfers as they often came as domestic transfer and that is NOT allowed by Immigration.

The holder of the foreign bank account is not shown and of no interest.

Yes as being abroad does not count as being inside Thailand.

The 90 days reports are made IF you are 90 days consecutive INSIDE Thailand.

People may call it a retirement visa but retirement is none of the requirements:

The visa is called: Non Immigrant O visa based on being over 50 years of age, according my calculators 49 is not over 50, but it may be different in the US.

You can apply before the last Admitted to Stay date for an 1 year Extension of Stay based on being employed in Thailand at your local Immigration Office.

You can not apply on-line for a new visa while residing in Thailand.

Just for your information and to avoid panic in the house:

You might go to Immigration if the date in your stamp is during closing days before the closed dates

OR

IF you go the first working day after this closure there will be NO overstay fines but you will get the overstay stamp in your passport and it will be registered in the Immigration database.

As the question is the best visa:

The Non Immigrant O visa based on marriage with a Thai National, reason is that you get 90 days on entry and possible to extend with another 60 days based on visiting wife.

The Tourist visa gives you only 60 days, can be extended once with 30 days (cost 1900 Thb) and after those 30 days you can apply for the 60 days to visit wife but that cost again 1900 thb and an extra half day sitting in an Immigration Office.

Save time and money to apply direct for the correct visa.

You can apply for a new visa before you make your way back, they are stil available

@Chas ********

Keep far away from any police check point and hide to avoid arrest is not leeway.

Already more than 2 months overstay, you are aware that with a few more days you will hit the 90 days and that will save your worries to get back into Thailand for at least 1 year.

The emergency travel document and back to UK was the best option.

Andrei Duzhenko Great, but be aware that it is Immigration who set the rules, not you or your bought tickets