they can see it in the computer. So first the person has to care then they have to look and not find it. I had a PITA officer last time and I had been out of country and back without realising my apartment had to file. New one. I had also stayed in a hotel and when trying to sort it out immigration was able to look up the hotel and see a tm30 they had filed for me a year ago. I wound up getting fined like 1500 baht even though I am in no way responsible for filing it. She gave me a receipt so I don't THINK it went in her pocket, but hard to say.
They are paid for commissions for selling stocks to you. They are not paid for selling you stocks that perform well. 9 out of 10 of them will barely keep your portfolio afloat- maybe 5% growth- less than inflation- while they make substantially more just shuffling your money around to whatever puts cash in their own pocket. It should be a hanging offence. First flogging, if they don't get the point- get a rope.
the compensation model for financial advisors is not performance based but sales based. If financial advisors were paid in accordance with their performance 99.9% of them would be out of business.
I would be super leery of any real estate you are not involved in from day 1 based on your own knowledge and research. I've seen derelict developments all over Thailand.