What are reliable Thai life insurance companies for expats?

Thai Life are straight players but I'm not sure what would be the value of Life Assurance.

I looked at life policies and couldn't understand why you'd bother. The older you are the less lump sum pay out you'll get on a fixed term and the premiums will be weighted. Whole of life you need to start very young to get a good lump sum but inflation will eat into it big time over your life time even if you can get one these days... Maybe higher intetest savings accounts are a better option?

If you have life insurance in your home country they’ll pay when you die why would you buy from a Thai company

Health insurance or life insurance or car insurance or ....

Get on with it you don't want advice

If you have doubts about the options available in Thailand, I would suggest looking in to life insurance out of your home country. I don't want to assume, but if you are American, and your wife is your wife on paper (not a village marriage, but with a certificate from the amphur), you can make arrangements to make her a payee. You could probably make arrangements for a foreign payee without all of that, but you have to check with the insurance company.

I buy all my insurance through my Bangkok Bank branch.