This is NOT an official government website. We are an independent resource providing information and assistance to travelers.
Do I need a better VPN to access my bank while in Thailand?
VPNOnline BankingExpat BankingBanking SecurityThailandRemote AccessFinancial InstitutionsSurfsharkNordVPN
Jan 18, 2025
a year ago
Jack ****************
ORIGINAL POSTERI was hoping to do some online bank stuff with a bank from back home. I use surfshark and my bank was not impressed. Do I need a higher grade vpn? Or to run two of them or? How do you guys deal with this stuff?
TLDR : Answer Summary
The conversation discusses issues faced by expats regarding accessing their bank accounts while using a VPN from Thailand. Several users share their experiences with different VPNs, like Surfshark and NordVPN, and their effectiveness for online banking with UK and Dutch accounts. Many users confirm they do not require a VPN to access their accounts, while a few mention having to pause their VPN when using Thai banking apps. The general consensus suggests that informing your bank about your travel plans can alleviate access issues.
Pelle Eriksson★★★★★
Absolutely Bangkok's best service I highly...recently on Facebook
Luca G.★★★★★
I used this agency for my DTV Visa...recently on Google
Trusted Thai Visa Agent
OVER 100,000 EXPATS SERVED
#1 VISA AGENT IN THAILAND
George *******
All anyone has to do is inform their bank that they're going abroad, including days you'll be out of your home country and tell them which country/s your going too. This applies, well in my case to transferring money.
George *******
I transferred money through Wise December 2023,from my UK bank account, to a Thai bank account that is a Thais account. I used my banking app., with Surfshark and no problem.
Alastair *******
I think blocking access to your bank because you are abroad is denying access to your money. What happens if you are on holiday and need to do some banking? I can access all my uk banks from Thailand; no issues at all.
Mma *******
Shouldn’t need a VPN some banks u have to notify them you’ll be in country xyz.
Mark *********
What country are you trying to access?
Jack ****************
ORIGINAL POSTER@Mark ********
they are US banks- small ones that are not designed to cater to international users.Reply to
Jack ****************
Reply
Jim ********
I’ve never needed a VPN to access any of my banks in Thailand
Eddie ******
I use surfshark and have no problem with any of my UK banks
Andrew **************
Google store links your location to Apps you wish to download now. If your Google location is Thailand, some overseas banking apps won't let you download them.
Mike ********
I use NordVPN with no problems with US banking.
Graeme ******
I have a bank bank in the uk and a number of savings accounts all can be accessed and managed without any VPN. So not sure which country you are from that needs a VPN?
Reggy ********
I use a VPN on my mobile for mobile banking in the Netherlands whilst in Thailand. But I cannot use a VPN with my Thai bank account. If I login to my Thai account, it detects the use of a VPN. So, every time I want to use the mobile app, to check account or scan-to-pay, I have to pause my VPN.
Adrian ********
I maintain a UK bank account as well as a Thai account, I also use surfshark, but do not need it for logging into my UK account, some other financial institutions such as "Legal and General" which I also use, does need it. Who or whatever you are logging into should not know that you are using a VPN, defeats the logic of using a VPN.
Jack ********
Why do you need a VPN?
Mark *****
Which bank ?, how do the bank known you using a VPN ?
Reply to
Mark *****
Reply
5 comments
a year ago
30 comments
a year ago
53 comments
a year ago
61 comments
a year ago
24 comments
2 years ago
9 comments
2 years ago
54 comments
2 years ago
38 comments
2 years ago
115 comments
2 years ago
38 comments
2 years ago
36 comments
2 years ago
88 comments
2 years ago
85 comments
2 years ago
128 comments
3 years ago
11 comments
3 years ago
128 comments
3 years ago
46 comments
4 years ago
56 comments
4 years ago
25 comments
4 years ago
21 comments
4 years ago
17 comments
4 years ago
102 comments
5 years ago
81 comments
5 years ago
33 comments
6 years ago
34 comments
7 years ago
7 comments
a month ago
9 comments
a month ago
21 comments
a month ago
16 comments
a month ago
8 comments
a month ago
The ask:thailand community, consisting of multiple Q/A groups with over 100,000 members, powers this platform. It is not an official government resource. Our members actively contribute to this resource, and while we strive for accuracy, we cannot guarantee its complete reliability. Assistance to travelers is provided as a community service.