Ask question

Do I need a better VPN to access my bank while in Thailand?

VPN Online Banking Expat Banking Banking Security Thailand Remote Access Financial Institutions Surfshark NordVPN

Jan 18, 2025

4 days ago

Jack ****************

ORIGINAL POSTER

I was hoping to do some online bank stuff with a bank from back home.  I use surfshark and my bank was not impressed.  Do I need a higher grade vpn?  Or to run two of them or?  How do you guys deal with this stuff?

1,463

views

1

likes

24

all likes

15

replies

0

images

14

users

TLDR : Answer Summary

The conversation discusses issues faced by expats regarding accessing their bank accounts while using a VPN from Thailand. Several users share their experiences with different VPNs, like Surfshark and NordVPN, and their effectiveness for online banking with UK and Dutch accounts. Many users confirm they do not require a VPN to access their accounts, while a few mention having to pause their VPN when using Thai banking apps. The general consensus suggests that informing your bank about your travel plans can alleviate access issues.

George *******

All anyone has to do is inform their bank that they're going abroad, including days you'll be out of your home country and tell them which country/s your going too. This applies, well in my case to transferring money.

Like

Reply

George *******

I transferred money through Wise December 2023,from my UK bank account, to a Thai bank account that is a Thais account. I used my banking app., with Surfshark and no problem.

Like

Reply

Alastair *******

I think blocking access to your bank because you are abroad is denying access to your money. What happens if you are on holiday and need to do some banking? I can access all my uk banks from Thailand; no issues at all.

Like

Reply

Mma *******

Shouldn’t need a VPN some banks u have to notify them you’ll be in country xyz.

Like

Reply

Mark *********

What country are you trying to access?

Like

Reply

Jack ****************

ORIGINAL POSTER

they are US banks- small ones that are not designed to cater to international users.

Like

Reply

Reply to

Jack ****************

Reply

Jim ********

I’ve never needed a VPN to access any of my banks in Thailand

Like

Reply

Eddie ******

I use surfshark and have no problem with any of my UK banks

Like

Reply

Andrew **************

Google store links your location to Apps you wish to download now. If your Google location is Thailand, some overseas banking apps won't let you download them.

Like

Reply

Mike ********

I use NordVPN with no problems with US banking.

Like

Reply

Graeme ******

I have a bank bank in the uk and a number of savings accounts all can be accessed and managed without any VPN. So not sure which country you are from that needs a VPN?

Like

Reply

Reggy ********

I use a VPN on my mobile for mobile banking in the Netherlands whilst in Thailand. But I cannot use a VPN with my Thai bank account. If I login to my Thai account, it detects the use of a VPN. So, every time I want to use the mobile app, to check account or scan-to-pay, I have to pause my VPN.

Like

Reply

Adrian ********

I maintain a UK bank account as well as a Thai account, I also use surfshark, but do not need it for logging into my UK account, some other financial institutions such as "Legal and General" which I also use, does need it. Who or whatever you are logging into should not know that you are using a VPN, defeats the logic of using a VPN.

Like

Reply

Jack ********

Why do you need a VPN?

Like

Reply

Mark *****

Which bank ?, how do the bank known you using a VPN ?

Like

Reply

Reply to

Mark *****

Reply

Thai Visa Advice and Everything Else

... members · 60% approval rate

The Thai Visa Advice And Everything Else group allows for a broad range of discussions on life in Thailand, beyond just visa inquiries.

Thai Visa Advice and Everything Else

View the Conversation

Thai Visa Advice and Everything Else

Why is it difficult to open a Thai bank account on a DTV visa, and what can I do?

53 comments

11 days ago

How can I safely manage a bank account in Thailand if it's under my girlfriend's name?

61 comments

2 months ago

Is it worth opening a Thai bank account for short-term visits on a visa exemption?

24 comments

5 months ago

What are the current issues regarding bank account requirements for expats in Thailand?

9 comments

8 months ago

Is it better to use a travel router or a VPN for internet connectivity in Thailand?

54 comments

9 months ago

How do expats in Thailand choose a local bank for their accounts?

38 comments

9 months ago

How can I keep my UK bank account while living in Thailand?

115 comments

10 months ago

How can I manage my UK bank account while living in Thailand and receive verification codes?

38 comments

a year ago

What are the challenges of opening a bank account in Thailand for expats?

36 comments

a year ago

How can I open a bank account in Thailand if I need a visa to do so and also need a bank account to get a visa?

88 comments

a year ago

How do expats manage their bank accounts when forced to move financial assets to Thailand?

85 comments

a year ago

How can I successfully open a Thai bank account while on a tourist visa?

128 comments

a year ago

What issues can expats face with Thai bank accounts, especially regarding large money transfers?

11 comments

2 years ago

What are the best Thai banks for expats using Wise to transfer money?

128 comments

2 years ago

How can I access my Virgin Money account from Thailand without a UK phone number?

46 comments

2 years ago

How can I manage my UK bank account for pension payments while living in Thailand?

56 comments

3 years ago

Can I watch my Australian Netflix, Foxtel, and Stan while in Thailand using a VPN?

25 comments

3 years ago

What are the best banking options for expats traveling to Thailand?

21 comments

3 years ago

Can I access all my apps and banking services with a Thai internet package for one month?

26 comments

3 years ago

What are the best methods for UK expats in Thailand to access UK bank accounts and manage mobile contracts?

17 comments

3 years ago

Why is it so difficult for foreigners to open a bank account in Thailand?

102 comments

4 years ago

Why is it impossible to access Bangkok Bank's phone banking services in English from abroad?

81 comments

4 years ago

What agents or banks can help expats open a bank account in Thailand?

33 comments

4 years ago

What challenges do expats face when opening a bank account in Thailand?

34 comments

5 years ago

Data protection policy Terms and conditions Disclaimer Privacy policy Refund policy

The asq:thailand community, consisting of multiple Q/A groups with over 100,000 members, powers this platform. It is not an official government resource. Our members actively contribute to this resource, and while we strive for accuracy, we cannot guarantee its complete reliability. Assistance to travelers is provided as a community service.