I was not able to use my Blue Cross insurance either.

Currently its 20,000. It used to be 50,000 but that's kinda a recent change.

The point your missing. The insurance is not about paying bills if a person requires medical treatment. Insurance is a kick-back program where insurance companies pay the right officials to make the policy. If Kaiser is not kicking back, its not a valid policy .

You can't marry Thailand. You must select a person in Thailand. Current laws require the person be the opposite sex. Best of luck

Probably something I overlooked when I booked.

Which hotel did you choose? Was there an option during checkout, that you need to select, informing the hotel/agoda you require the SHA+ services

I bought mine while I was in Mexico. I claimed that I had been in the US. I only transited US for 36 hours. Nobody really looks. I think the larger concern is if you need to make a claim. I would look to see if there is a price difference to make an informed decision.

@Josef *******

When I was in your situation, options being: marry, study, work, elite. I found it cheaper to do visa runs than elite visa. I mean quality visa runs, 2 weeks Vietnam, 2 Weeks Australia (at the time they were offering Americans METV), 2 Bali, etc.

Studying will likely be a time commitment. You will likely have to take a test at immigration to verify that you are learning.

In the long run marriage is the most expensive.

Looking at the requirements for the STV, I found it to be too much of a pain in the ass. I figured I would do the tourist visa, see what options were available after the extension. Either leave Thailand or visa runs. I love Thailand but the immigration/visa/ThaiPass nonsense is too much considering there are many places not doing that.

I had several issues doing Phuket sandbox (not the same thing). Two things I would have done differently. Booked direct through the hotel (not Agoda or other), used a hotel that others have used with positive experiences.

My hotel's website would accept my credit card because it was not capable of handling fraud protection. I have stayed at that hotel several times, but this is the first time I used them for SHA+. They advertised they are capable but when it came time to do it, they seemed clueless.

Currently, it seems the baht is going down against the US dollar. If I was in similar circumstances I would wait until last minute.

Soon the better. There are issues will applying and then the registration gets lost, then a week later the registration gets found so you will want to be patient waiting for approval. Avoid re-applying when the status is "registration not found".

I would recommend using a hotel that comes recommended, that someone said they had a positive experience. The hotel I used sucked. Maybe not their fault, we'll never know but I wouldn't do it again.