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What experiences have others had with frozen bank accounts in Thailand?

Sep 11, 2025
21 hours ago
Datsun ******
ORIGINAL POSTER
Like many people my Bangkok Bank was frozen and after 2 weeks it was working again.

I decided it would be prudent to open another account so I went to Kasikorn and opened an account very easily.

I thought I’ll just open 1 more for luck, so went to SCB, the lovely gentleman started the application and then advised I already had a bank account open with them! 23 years ago one hungover morning I opened a bank account whilst in Pattaya with my friend and his Thai girlfriend, deposited some money and carried on with my holiday. Got back to the UK, lost the book and didn’t come back to Thailand for another 13 years. I couldn’t remember the bank name so wrote it off as a loss.

Today he re activated my account and I had 27,000 in it 😂😂
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TLDR : Answer Summary
The poster shared their experience of having their Bangkok Bank account frozen for two weeks but successfully reactivated it afterward. Subsequently, they opened accounts with Kasikorn and reactivated a long-forgotten SCB account, which surprisingly had 27,000 THB. Community members commented on their own experiences with account freezes and the merits of opening multiple accounts for security.
Heather ***************
Thats even better than when you find money in the drier after you wash the clothes.
Chris *****
My BB account got unlocked on the 12th day. I opened 2 other new bank accounts to protect myself.
James ********
@Chris ****
As did many many others.
Danny ********
Nice little story amidst all the shite Bangkok Bank stories created by their unfair and outrageous decisions to just freeze people out. Hope enough people boycott them and heads roll for their outright negligence. I too switched to Kasikorn, I personally had none of the problems associated with BKK Bank but emptied and switched in protest of their actions against many.
Nick ************
@Danny *******
I will do exactly the same on my return to Thailand. A bank that denies me access to my money with no warning is not one I wish to do business with.
Datsun ******
ORIGINAL POSTER
@Danny *******
to be honest I can’t actually complain at Bangkok Bank, everybody had warned me to go and update my contact information, address, phone and Visa etc and I just didn’t bother until it was too late and it was frozen.

Also, my account was opened on a tourist Visa via an agent, so actually I’m not complaining.
Graham ******
@Datsun *****
You were lucky it happened when you were in Thailand, many are not that lucky hence the panic posts
Datsun ******
ORIGINAL POSTER
@Graham *****
yes, I appreciate that.
Steve ********
Nice
Datsun ******
ORIGINAL POSTER
Datsun ******
ORIGINAL POSTER
I didn’t check since I opened it 23 years ago 😂
Ramses **************
@Datsun *****
how much was the original amount?
Datsun ******
ORIGINAL POSTER
@Ramses *************
I’m pretty sure it was 20,000, but can’t be 100% sure 😂 maybe someone can work it out backwards
Incognia **********
@Datsun *****
in 13 years 35 percent interest normal
Datsun ******
ORIGINAL POSTER
@Incognia *********
I’ve had the account for 23 years approx
Incognia **********
@Datsun *****
i mean u didnt check 13 years
Jay ******
I’m at 12 working days after I gave all necessary paper
Alan *********
You were lucky. 3 weeks now and I am still waiting for my account to be available for me to be used!
Datsun ******
ORIGINAL POSTER
@Alan ********
good luck, I was just nice to the staff
Datsun ******
ORIGINAL POSTER
@Alan ********
I went into the bank on day 11 and advised them that I was building a house and it wasn’t doing my reputation any good with my builders as I couldn’t pay them, they took another photo copy of my passport, visa and my Thai driving licence and told me it would be opened on the Friday, to her credit it was. No telephone call, just tried it and it worked.
Alan *********
@Datsun *****
Thanks mate, I was thinking of popping in tomorrow and asking the question anyway so I will think of a good reason to try and get it pushed along :)
Peter *********
Result
Datsun ******
ORIGINAL POSTER
@Peter ********
Yes, made up for some bad luck with car accidents recently 😂
Mark *****
It's a good idea to open as many bank accounts as you can now we are able to..
Datsun ******
ORIGINAL POSTER
@Mark ****
yes I agree
Jesper *******
What was the reason bkk bank acct being frozen?
Nick *******
@Jesper ******
you have to register your mobile number with them.
Datsun ******
ORIGINAL POSTER
@Nick ******
they didn’t ask me for this, visa and passport, Thai driving licence, rental agreement, I took TM30 and printed my phone document and they didn’t want it, so I guess each branch different
Andrew *********
So now they screwed us all
Andrew *********
I've had 4 for9 yrs ya never know
Jesper *******
@Andrew ********
I have bkk bank acct since 2018 never have any problems
Andrew *********
@Jesper ******
due to a branch opening acctsi bkk for short time visitors doing Chinese money laundering
Chris ************
@Jesper ******
he had a pulse....
Datsun ******
ORIGINAL POSTER
@Jesper ******
1000’s of accounts were frozen, checked my visa and rental agreement, eventually opened
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