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What are the banking challenges for DTV visa holders in Thailand?

DTV Visa Thai Banking Kasikorn Bank Visa Regulations Non-O Visa Changing Visa Requirements Expat Banking Issues

Oct 9, 2025

a day ago

Paul *******

ORIGINAL POSTER

Good morning Thailand. I don't make many posts in this group but as the banking thing is a hot topic at the moment, I'm relaying my experience yesterday at Kasikorn.

To give you some background I've been retired in Thailand for eight years. Opened bank account with Kasikorn at that time on non-O visa, no problem. Thought I'd be smart a year ago and switched to DTV as it seemed a better option for me - I travel a bit, so the regular outs and ins mean I'm always getting a fresh 180 days, plus there's no financial requirements. 

My debit card expired last week so I went to my bank branch yesterday to get a new card - no problem EXCEPT I've been put on notice that Kasikorn does not recognise the DTV. They told me my account will be closed in six months unless I switch back to a non-immigrant visa. The manager told me that Kasikorn will not freeze accounts, but will gradually inform customers of the new requirement and will give adequate notice for customers to reassess their situation.

I will today contact the embassy where I obtained the DTV to see if I can now cancel the DTV and apply for a non-O. It's a real pain, but I need the convenience of a Thai bank account. I would imagine a lot of DTV holders don't have the need for a Thai bank account (that pay crap interest anyway) so they will be unaffected. 

Whether Kasikorn goes through with their ultimatum I imagine remains to be seen, but I won't take the chance, and they have all least been considerate enough to let me know.

Thanks all - have a great day wherever you are!

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TLDR : Answer Summary

An expat shares their recent experience with Kasikorn Bank regarding their DTV visa, which is reportedly not recognized for bank accounts. After being informed their account will be closed in six months unless they switch back to a non-O visa, the expat plans to cancel their DTV visa and reapply for a non-O. The conversation includes various opinions on banking with a DTV visa, experiences from other holders, and discussions about the necessary requirements for banking in Thailand.

DTV VISA RESOURCES / SERVICES

Take the basic DTV Qualification Test to see if you're eligible for the Destination Thailand Visa (DTV).
For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
Explore recent discussions by using the DTV Visa tag in the search box at the top of the page.
Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.

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Doug *******

Immigration now knows your essentially running a business which you have no proper visa for. Perhaps they may cancel your visa and deport you. You won't have to worry about your Thai bank account.

9 hours ago

Lycans *********

I have just opened my Kasikorn Bank account because my Bangkok bank account was freezed. I was disappointed with Bangkok bank because I put huge amount of money there for my emergency funds in the future. Although I provided all the documents like non-b visa, WP permit and an acknowledgement certificate from my school. So, I switched to Kasikorn Bank and the staffs are very nice and accommodating. They can even speak English compared to Bangkok bank staff. Just saying...😀

13 hours ago

Franco *****

i have DTV visa from September 24, i open account with Bangkok Bank without problems , next week no sms, no mail, the account gas freezed, then after go talk with manager of the bank they close the account and give me back cash all money.