No, you cannot go to an ATM and withdraw money from your CD. You have to go to the bank and close the CD. Just like a stock, bond, or ETH. You have to sell the asset/investment before you can access the money. Fixed term deposit accounts cannot be used
But there was a random girl in here yesterday that said she saw a video on youtube made by the consulate that created the visa (because that's how that works apparently) that said we didn't need to do them.
So your saying, she was wrong??? That girl was wrong wrong???