I also do hereby apologize for being one of the "how can I open a bank account here?" offenders in 2021. No, I didn't use the group search tool before asking because I figured it was such an original question. 😅 I now see the error of my ways.
My opinion is those are the ones who never asked advice, did everything wrong when they came, got burned, and now they feel somehow superior because of the limited knowledge they've attained. That said, questions are often vague, repetitive and redundant, and many don't search for answers elsewhere first, so group members get jaded and cynical.
Most had very liberal cancelation policies during the height of the Covid hysteria so I suspect it's "back to normal" for them now, especially since demand is strong.
For example, I recently had Air France backup tickets for later the same day JUST IN CASE my other flight was canceled. It wasn't, I canceled the AF tickets via their app just before boarding, 100% refunded.