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Answered6 years ago

What are the COVID medical insurance requirements for tourists in Thailand regarding coverage duration?

Greg *********
asked Jan 26, 2021
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COVID medical insurance (on a tourist visa): 90 days minimum coverage, or just enough to cover your stay? I've seen both from government sources.
Answer summary
The minimum coverage for COVID medical insurance on a tourist visa in Thailand appears to depend on the duration of the visa itself. Some sources indicate that insurance should cover the entire length of stay, while others suggest that a minimum of 90 days is required. One user reported purchasing a 60-day insurance policy that covered just their stay, and another recommended a 90-day policy for broader coverage. Overall, it is advisable to choose insurance that matches the duration of your visa.
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Kool *******
Kool *******
You need insurance to cover the length of time your tourist visa is for.
Greg *********
Greg *********
OP
@Kool ******
So if the visa is valid for 90 days I need 90 days of coverage, even if not staying that long, correct?
Kool *******
Kool *******
@Gregory ********
yes, as immigration does not know how long you are staying. They have agreed to let you stay 90 days. Plane flights are easily changed.
Ryan ********
Ryan ********
I used luma and purchased 90 days for 8000thb. Starts when you land in Thailand. No waiting period and covers you if you test positive and have no symptoms.
Greg *********
Greg *********
OP
@Ryan *******
Yeah, thanks, just asking about the minimum mandated coverage period though...
Ryan ********
Ryan ********
@Gre****
if you plan to stay for 90 days you’ll need 90 days of coverage (plus the peace of mind as well) luma does sell a 60 day policy that is a bit cheaper.
Matteo ****
Matteo ****
I have a tourist visa 60 days and I only got 60 day coverage. It actually begins 1 day before I enter thailand so I only have coverage for 59 out of my 60 day stay and it was approved. Of course I am not actually staying 60 days.

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