better things? You ever walk by a bar in Bangkok or Pattaya early in the morning? Expats already in there drinking. Most expats probably do not have much to do all day. Going to Immigration is cheaper and not as scary as some believe it to be.
yes an opinion that the Immigration Officer makes that calls it abuse. Plain and simple. I don't understand why you must argue the point with everyone.
it's not about being righteous when using an agent. It's about the fact that agents are fraudulently obtaining visas by bribes and bypassing Immigration Law. I prefer to do things the legal way because if a crackdown on agents ever happen I will wave goodbye to the ones who used an agent. Lolol
You have to think about Healthcare and how it will impact your monthly pension. Most policies do not cover pre-existing conditions and even though Healthcare is relatively cheap a trip to the hospital for something major will cost you.