What is your plan B if you cannot renew your retirement visa in Thailand?

May 19, 2024
6 months ago
Shai ********
ORIGINAL POSTER
A question to a members already live in Thailand.

Do you have such of plan B? Let's say that one day they refuse to extend your retirement visa (by any reason) or they tighten the requirements to a point you gonna feel that you can't complied it.

What you gonna do? Do you have somewhere to go back to at home? Start from scratch? Or maybe move to another country?
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TLDR : Answer Summary
In the discussion, expats currently living in Thailand share their thoughts and strategies regarding alternative plans (Plan B) in case their retirement visa is not renewed or if visa requirements become too stringent. Many highlight having backup options such as returning to their home countries, relocating to other Southeast Asian nations (like the Philippines, Malaysia, Vietnam, or Laos), or maintaining property in their home countries as security. Various opinions about the quality of life and food in alternative countries are shared, with some expressing skepticism about living in the Philippines due to perceived food quality. There is consensus among the participants on the importance of having a backup plan in place given the changing visa landscape in Thailand.
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Rob *****
While we're sorta on the subject...I was living in Thailand for 20 years, retired there at the age of 50... Came back to Ireland for a holiday in 2020 just before the COVID struck and got stuck here. I got a blood and other tests done while getting the vaccine and it showed I had type 2 diabetes, prostate problems, bladder problems and they found fluctuations with my heart...I was put on tablets (6) a day and get regular tests done ever since. My question please...Has anybody found themselves in the same position and did you return to Thailand...if you did how did you manage the medical problems.

I miss Thailand terribly,.. am living alone here. My brain tells me the wise thing to do is stay here for medical reasons...My heart tells me ...Get back to Thailand, even if it means an earlier death. I'd rather die early and happy...that live longer at home totally depressed and miserable. I'm almost 75 now.

Physically, I feel no different now than I felt before coming back in 2020.

Apologies for the long post.
Shaun ********
The world is open for you
Michel *********
C'est une bonne question....
Robert *********
how about some information on retirement homes
Michel *********
Marvin *********
Maybe Dubai or Cyprus.
Alan *******
All the folks poo pooing the food in the Phillipines ? Is it really Bad? Cant comment as never been, but if you are a Brit, ( and on Pension) at least you can get the annual increase. Was in Vietnam last month , and enjoyed it, so it's on my list.
Seanos **********
Develop an eternal squint and learn to drive like there's no tomorrow
Wayne *****
My plan B is, to always cross my bridges when I come to them. Why fuck up your life worrying about something that may never happen.
Lawrence ********
Vietnam probably
Steve **********
Home is where you are !

Just cross a border..any one. You're not starting over, just continuing on a different piece of land.

Unless have family w/ roots, kids in school etc.

relocating is just a bus,train, or plane away from anywhere. Travel light !
Derry *********
I'm always ready to leave

It seems like they used to restrict poor foreigners but now they only want rich foreigners.

I never bought land, or house or even car and am ready to leave when the day comes I don't meet visa requirements

Been here 30 years and most of my mates have already left for Vietnam

I used to work in Africa and really like uganda but ugandas probably not to everyone's taste.
Shai ********
ORIGINAL POSTER
@Derry ********
It's amazing (and sad) that after being here 30 years your status isn't much different from someone who's only 2 years over here. They can kick us out right away without prior notice.
David ***
@Derry ********
can you just overstay and lay low?
Derry *********
@David **
prefer not to go down that route mate
Steve **********
@Derry ********
agree, Nam is easy option as they have a 2 Bangkok Bank Branches so banking easier. People are just as pleasant.
Garry ********
With so many having a plan B I'm wondering why you have a plan B not judging but why? Maybe I'm delusional, I think i better get a plan B to, 😆 serious. Happy 6 years and a set of twins, but you never know, 😡🤬🤬 mother-in-law, 😳
Sophie *********
A friend recommends Kampot.
Dave **********
Plan B DaNang Vietnam 🇻🇳 👌 :)
Patrick **********
Still have house in UK been rented out for the last five years ask the tax man
Sam *****
Anyone who says move to the Philippines and hasn’t spent a few months there, has no idea what they are talking about. That would be one big backwards step if you have lived in Thailand
Sheng **************
@Sam ****
Philippines is not for everyone at all. Having to lived in Thailand for few years and then coming back to the Philippines, I have observed that Philippines attacks better quality foreign retirees. You'll need better finances to keep the same lifestyle in Thailand (food, accomodation) to the Philippines which somehow filters out certain type of people. I'd like to keep it way than welcome retirees who seemed merely surviving in Asia. My thoughts :)
Sam *****
@Sheng *************
nothing to do with money. Thailand is such a nicer place to exist. The food alone is leaps and bounds ahead of the Phillipines, and the beautiful culture. The Spanish did a good job of eradicating any local culture from the Phillipines.
Sheng **************
@Sam ****
it's not just money, it's also mentally and emotionally. Not many drunkards, not many drug dependents, not many depressed, and not many farang without money trying to stay in the country. And I think that's because Philippines is simple. You do drugs, you die. You fvck with locals, you most likely die, you don't have money, you just can't survive, and people who are able to stay away from these are mostly in a better position, and that's what I think it seems to filter out certain kind of people. I do think foreign retirees are happier in the Philippines in return because if they are able to stay longer in the country, the local community have probably accepted them as their own part of the flock. We are happy to view them foreigners who "choose" to be Filipino and not as a 2nd class citizen. But this is just my observation:)
Sam *****
I am glad you enjoy it there. But your claim about the quality of foreigner are laughable as much as they are narrow minded. Thailand s**** on the Philippines, but that is just my opinion and I have spent over 30 years travelling SE Asia.
Sheng **************
@Sam ****
This is my perspective as an Asian who has the opportunity to live in both countries. You may think they're narrow minded but maybe some foreigners who live in Thailand think they are invincible and Thai people will just tolerate them and so they love it there. In the Philippines, foreigners are somehow more behaved because they know that the locals are watching them and are under the premise of "we're nice, you better be nice".
Sam *****
@Sheng *************
👍I would still choose Thailand everyday.
Sheng **************
@Sam ****
I'm not trying to convince you by the way :)
Sam *****
@Sheng *************
you couldn’t even if you tried. I have spent a lot of time in both countries. So I have already convinced myself, thanks..
Sheng **************
@Sam ****
I already told you I'm not trying to convince you. Help me understand, why do you think I was trying to convince you?
Sam *****
@Sheng *************
it was just a reply to your comment. Could not care if you were or weren’t. Just as this is.
Sheng **************
@Sam ****
I see. You know history, and you probably know we've been colonized by different nations, and we've always fought back. We're just doing the same in the modern social media setting. It's a misconception that we're trying to convince anyone. We're just wearing our country's pride. I'm glad we are able to speak our minds and we're able to say no when a stranger comes to our country and act in a way that doesn't allign with our ethical values. It's not a backward step, it's the culture that you dismissed because it doesn't favors you. If you come to our country and ended up not liking it, it's safe to say it's not us, it's you. :)
Monzi *************
@Sam ****
- that’s what I have heard

I had looked at a number of countries and pity Ecuador has gone done the path of the drug lords 😦
Steve **********
Yesterday is history, tomorrow a mystery.

There in only Now.

Do you have a backup for a serious handicap due to an accident that may occur Tues at 2:33....ah good !

What about the undetected tumor ?

Why instill fear, where there is none ?

Usually it's someone selling something....Shame!
Juls ******
Wtf is a plan ?
Alan ******
Always have a planned retreat.😎😎😎
Lee ***********
A good question. Never spend more than you can afford to lose or walk away from in Thailand. This means that you should have somewhere in your home country to come back to if it all falls apart in Thailand.
Jeff *******
@Lee **********
poor advice from a tax perspective
Shai ********
ORIGINAL POSTER
@Lee **********
Good thought
Brown ********
Interesting question and one that's actually appropriate for me as I live here in Thailand at age 53 earning money off my property investments in Ausjailia which the Ausjailian government are thieving badly these days from which is only going to get worse.

My plan b would be to move me and my girl (very risky in itself) back to Ausjailia to live in Wollongong and get a dog and too part time work for a bit.
Helen *******
Da Nang, Vietnam looks amazing. Just watched a digital nomad video on u tube😀
Prince******
Divorce threatening to cost me half my private pension, so already had to rethink Plan A (retire full-time to TH). My plan B is 51% in AU, 49% TH. That way I can get rent assistance and other benefits (medical etc) in AU and dont lose 32% of pension as non-AU-resident. Can get cheap emergency travel insurance for about $500/yr instead of the useless mandatory thai health insurance if resident in TH… by alternating 2 months at a time, can get into TH on 60-day visas, not too long between boom-booms 😂.. downside is transient nature of airbnb accommodation in TH, unless I pay for 6 months when I’m not there (might do that if I dont lose too much of my pension to the Witch).
Sarah ********
This takes us back to the class assignments we give to our pupils.what is our plan b.Teachers have always retired poor coz of not having plan b
Melissa *********
@Sarah *******
depends. My plan b was to stop teaching in the usa and teach math at intl schools and choosing contracts that would help me save lots of money. Oman had 0 tax and Singapore rate ran me 8%. Both teaching jobs also gave plenty of money for rent. Search associates has a great database with data from intl schools and with a little research, you can find teaching jobs that pay well enough to fund a good retirement. Because I made less than 120k usd per year, I had to file taxes back to the usa but owed zero for my situation.

I also worked enough in the usa before my move that I will get a decent ss payment to fund my life in Thailand.
Sarah ********
@Melissa ********
I feel that no salary is enough to handle ur upkeep plus if u got a family to take of.This will leave u with no savings for old age.I personally feel that 8 owe it to myself to save then spend latter where my savings is for invstments.I dont think I am ready to wait 4 the good salary be4 I save instead I am gonna use what I have at hand as i imagine that big salary come
Melissa *********
@Sarah *******
I felt the same way when I taught in the USA public schools. Teaching at intl schools in Oman and Singapore changed my life.
Sarah ********
@Melissa ********
great u got that breakthrough.Though many cant access those places so they got to fix things now right where they are
Nikolai *********
I would recommend Panama as plan B
Monzi *************
Georgia 🇬🇪 you can live 365 days without any visa - or I would just move around and travel to places I can live 3 months at a time - there’s always something
Caz *****
@Monzi ************
not many people will consider that option now, don't fancy living under Russian rule
Glenn *****
I have a permanent (SRRV) in the Philippines

Plan C is super easy long term visa in Siam Reap
Mark *********
Moving would be a pain in the butt, but I have no particular attachment to Thailand. My Plan A is Cambodia. My Plan B is Vietnam. The only real problem I see with either (and others) is medical facilities as against Thailand.
Christopher ********
Fly to Malaysia. Which I’m already doing in 10 days bc I’m tired of getting food poisoning here.
Terary **********
If I could no longer stay in Thailand I would likely bounce between Phils and Bali.
Ken ********
Good question and good read. I am presently in VN. Had been looking to sell my properties in US, now have decided against it. Better safe than sorry, I think
Shai ********
ORIGINAL POSTER
@Ken *******
Good thought
Nigel ********
Kept property in home country & rented it out, you never know what the future will bring
Nick ************
Plan for the worst and hope for the best.
Rob **********
Yes, everyone should have a plan B and a plan C
Paul **********
Fortunately, I own properties in 2 other countries. My options are open!
Jeff ********
I've considered the Philippines and possibly Mexico. I prefer to stay here, but who knows what the future will bring?
Phil *****
Vietnam
Julius *********
Yes, of course. If you do not, one is already planned for you. I recommend a resourceful place that has the resources to plan and execute. This happened to me a year after I redid my Non-O, by which latter in that year the Immigration Officer was convicted, and they further invalidated all her approvals and I then had a 1 year overstay. Fortunately, my spouse is a Misisteri staff member and worked everything out. However, as part of the following years Non-O, I had to leave the country and re-enter from my home country after I personally picked up paperwork from the Thai Embassy and fly within 72 hrs. Plan for the worst.
Stuart ***********
@Julius ********
did you pay an agent for the visa that was invalidated?
Julius *********
@Stuart **********
The bribes are a big issue. When I did it myself, a bribe was expected. It was awkward for me, but I got the message. It cost me 3k bht. I was held hostage after an 8hr process.
Stuart ***********
@Julius ********
I have never had a problem or been asked for a bribe. I simply provide the evidence requested and pay the 1,900 Baht fee.
Julius *********
@Stuart **********
I paid a VISA Service that I had used for 5 years before this event.
Stuart ***********
@Julius ********
I think that was the problem. Paying an agent can result in this situation.
Melissa *********
@Julius ********
ugggggggggg
Julius *********
@Melissa ********
Such happens, and always beyond one’s imagination. It is a Charecter that makes Thailand unique. Those who understand and can move on about letting life happen, find peace here.
Melissa *********
@Julius ********
hehe. Luckily I have lived in several places and I am used to adapting but still such an Ugg situation that affected you.
Tim *********
I'm open to living anywhere in SE Asia. I hear Laos and Cambodia are both cheaper that Thailand. Less onorous visa requirements too. And I can visit Thailand as often as I like
Ken ***********
@Tim ********
I enjoy visiting Laos and Cambodia but compared to Thailand these countries have much less infrastructure and medical facilities.
Tim *********
@Ken ******
Yes. Swings and roundabouts, Ken. All needs to be factored in at a certain age
Ken ***********
@Tim ********
agreed and just when you seem to understand, the situation changes. Such is life
Alma ***************
That is why I don't agree on cutting ties completely with our home country. My hubby loves Thailand and seems like he would not want to go back to Canada and thinking of disposing all out properties. But I disagreed, because I know something can change here in thailand. So we still have a 3 bedroom condo and a piece of land back in ontario..if we need to dispose it can be either of the two but not both to have that option b for later.
Shai ********
ORIGINAL POSTER
@Alma **************
Good thought.
Steve *******
For anyone who doesn't have a plan B: The Philippines.

You get to stay up to 3 years on a tourist visa exemption every time you enter the country. No issues, no visa agents, no bribes.
Stuart ***********
@Steve ******
no decent food, no infrastructure.
Steve *******
@Stuart **********
what are you talking about? The food is amazing in ph.
Clint *********
@Steve ******
yeah the food is not that good in the Philippines
Stuart ***********
@Steve ******
really? We will have to agree to disagree.
David *******
et
Josh *********
Mexico, Guatemala and Egypt are options. Mexico and Guatemala have straightforward residency or retirement visas, with climates and costs similar to Thailand. Antigua or Atitlan are the usual Guatemala go-tos, while Mexico has about a dozen cities that are easy picks for foreigners (de Allende $$$$, Playa del Carmen $$). Mexico has Internet like Thailand; Guatemala's is fairly slow. Private health providers in Quintana Roo (southern Mexico) are very pricey (think USA), public almost free. I think Guatemala's private are less expensive than MX.

Egypt's most popular hotspot is Dahab, followed by Sharm Esh (El) Sheikh on the Gulf of Aqaba. Both are excellent scuba destinations. Housing is generally cheaper than Thailand, restaurants pricier, markets similar, but the access to a variety of foods (you're in the desert) much less. I don't know if Egypt offers retirement visas, but in the past it was easy to renew six-month visitor visas for a low fee indefinitely. Like Mexico, public health affordable; private, much less so. Dahab is one of the most multicultural (Bedouin, Nubian, Egyptian, Jewish, Russian, Ukrainian, etc.) places you can find.

Some of the choices mentioned above by others are expensive compared to Thailand.

Malaysia (particularly Penang) offers extremely affordable luxury housing, plus outstanding, low-cost private/public health. However, its long-term visa choices have been constantly revised over the past five years, some being shut down months after their launch. Others reportedly have had very few takers. The ones I've seen involve a multitude of hurdles, including locking up a large amount of money in a low-interest account with a currency that has historically declined regularly against the USD. Furthermore, a large chunk of your application fee ($$$) has to be paid up-front. Visa waits can be months--or much longer.
Robert ****
Nobody knows the future. But one thing is for sure is laws and rules constantly change. Always have a backup plan in place.
Jeffrey ************
I've kept my property in the UK.
Paulo **********
@Jeffrey ***********
Mortgage fee in Australia with minimal overheads to outlay
Sam *********
Dave *********
I did..dont take anything in Thailand as fact or true..the rules change on a regular basis.. buton that note I think they are trying to become more Democratic..lets see🤔
Pascal ********
@Dave ********
democratic as in our home countrys, i hope not.
Paul ***********
I do not live in Thailand yet but I’m going there in a few weeks with the intent of retirement. For now, it is difficult for me to imagine a stress free retirement life, that I have to report my stats every 90 days and always worry about how I’m going to be taxed each year. I will definitely have a plan B as I will keep my house in my home country. And the Philippines is definitely Not an option! I do not want to live off Jollybee for the rest of my life.

I think it’s best to have a plan B and even plan C.
Todd *********
@Paul **********
with LTR visa there will be no tax and there is no 90 day reporting.
Alma ***************
@Paul **********
why do you think you it's only Jollibee? There's mcdo and other food chains that you crave for..the Philippines is not one of the African nations that they serve only fried fish and plantain ! I wonder what do you live on and what will you live on while here in Thailand then..
Paul ***********
@Alma **************
I don’t think it is only Jollibee. I know there are many other places/chains mostly in the SM mall and others. I just prefer to support local businesses including street food vendors but There are very few Philippine dishes that I enjoy. (Just my taste). I think the Philippines in general are very good people who work hard to survive in this world. You implied that foreigners can afford fine dining, that they are wealthy by some peoples standards. I place more value on a persons character rather than their wealth. And the Philippino’s in general are wonderful people in my opinion. Im just saying that the Philippines would not be very high on my list of places to retire for many reasons.
Stuart ***********
@Alma **************
I don't think anybody is intending to insult the Philippines, but the food is very poor there compared to somewhere like Thailand. I travelled around many places for a couple of months and really struggled to find anything to eat, especially healthy dishes. People there seem to love Jollibee and it's just terrible processed food with lots of added salt and sugar 🤮. It is true there are the American chains there, but only in cities and who wants to eat that all the time anyway. Even getting a decent coffee is a challenge as most places automatically add sugar and few have real milk. Here in Thailand on virtually every street corner there is someone cooking a delicious meal for a few Baht.
Alma ***************
@Stuart **********
I agree Jollibee as well as mcdo or other fast foods is not healthy ever that's why even growing up in the Phil's I never had a taste of them..always ate my mom's food..food is up to your liking but to say bad is your own opinion .. bad food is for poor locals not for a foreigner like you who could afford fine dining..much like me here, I don't eat Thai food whether cooked in a restaurant or street food..I won't say bad but not to my liking..there are good food in the Phil's other than Jollibee..I travelled almost around Asia and middle east as well. Never.liked malaysian food even if halal..
Stuart ***********
@Alma **************
I didn't say bad, I said poor. I love food from around the world, i am not choosy, but the Philippines (similar to the uk) has poor food. Having said that about the UK, the native dishes are not to my taste, but there are plenty of good restaurants everywhere.

I do wonder why you and your husband come to Thailand instead of the Philippines if that is your original home?
Shai ********
ORIGINAL POSTER
@Paul **********
Good point. Nothing is certain here.
Stefani ********
At age 90…where can you go without health insurance, it is impossible to afford at that age. Coming from Canada
Pascal ********
@Stefani *******
why need it. You have to die one time.
Shai ********
ORIGINAL POSTER
@Stefani *******
So the only option is to go back home? Not sure if everyone has a place to go back
Todd *********
@Shai *******
and Canadá sucks to live
Tim *******
@Todd ********
do u just troll to wait for someone to mention Canada so you can say you hate Canada 😁 (which is totally irrelatent to OP!) and who pays your pension 😝
Todd *********
@Tim ******
It’s always a bit amusing how quick some of you are to jump in defensively for no apparent reason. I’m just stating a globally well known fact.

Is it the abysmal weather, high tax load, long/expensive travel to anywhere nice, declining health care or absurdly high cost of housing and addictions/homelessness that appeal to you most?

My pension? Often remarkable how many Canadians don’t understand how our pension system works but I can help you. I paid into it for 27 years. My employer matched with taxpayer funds (from me, you and everyone). Amazingly the financial literacy rates remain quite low there so these simple things elude some people. You know how it is 😂
Tim *******
@Todd ********
no problem if you think Canada sucks but move on no need to troll every post to pollute your ideas let me guess u from BC and was in the military? not saying Canada great just saying u dont need to push your " im canadian i hate Canada "" those tshirts dont sell well
Todd *********
@Tim ******
here is the beauty of that Tim. I could care less. Ambivalent and lazy Canadians like yourself lacking the moral courage to make a difference ARE the problem. You even lack the nuts to have a real profile. It’s a bit pathetic. Weak. Now go back to your ambivalent life of uselessness and whining. Those t-shirts don’t sell well either. 👍
Toby ******
Cambodia, Portugal
Bob *********
Arnold Schwarzenegger says that a plan b is a plan to fail and I tend to agree. So I have no plan b.
Clint *********
@Bob ********
That's just not being smart. You have to take care of all options.
Russell *****
@Bob ********
total BS! Arnold always could go back to the choppa as plan B! lol
Jason *******
@Bob ********
I agree with that philosophy in terms of certain things, like which career to pursue, for instance (im guessing that, or something like it, was the context of Arnold’s quote).. but in terms of places to live /retire, some things are beyond one’s control.. All you have to do is look at Ukraine- most thought it was a great, safe place to live/retire- until it wasnt …….
Faron *************
You can buy plan B at any pharmacy
Peter **********
Move to Laos , Vietnam or Philippines, depending on my age, if 85 + go home with my Wife as my Carer
Robert *****
Another option is the Philippines.
Melissa *********
I have lived in several countries and so I am fine with moving again if necessary. I have many backup plans.

I have visited 78 countries (43 solo) and there are many great places out there.

Most likely I would move back to Turkiye or Oman. I keep updated on other options on the YouTube channel called the Nomad Capitalist. Andrew does a great job of updating best visa and passport options in the world. Luckily, I opted for the 800k thb in Thai bank which will make it easy to have moving money if I need to leave.

Oman makes it easy to live there permanently if you are willing to buy a condo for about 120k usd in specific developments. I loved working there for 6 years. Muscat has an amazing opera house and amazing beaches and super nice Omanis and many people speak English well and were very patient with my hearing loss. Almost bought a condo in the lovely Sifah development since super nice area but no good hospital nearby yet since too far from Muscat. Good medical care in Muscat but medical insurance is tougher to get since all the citizens have birth to death free medical care. Public transport is minimal but they have Uber equivalent. Driving is on the right side and easy.

Turkiye used to make it easy to stay there long-term with very little investment but currently they have too large an influx of foreigners so they have made it more difficult. But beaches in Antalya were amazing (Konyaalti is my fav) and nice people. Turkiye is great for exploring since such diversity in landscapes. It is also another country where many people go for medical and dental procedures since good and affordable. When I lived there for a year, I paid cash for a lot of preventative stuff for way less than my home country of the usa. Also it was easy to buy medical coverage via Allianz etc. Just leave money outside Turkiye if you can since the currency is still losing value. Plus lots of inflation now. Recently Turkiye made it easier for usa passport to visit on 90 day visa exempt tourist visa.

If you have a USA passport, Albania lets you go there without a visa for up to a year. Nice beaches but gets too cold for me. I also considered Bulgaria but also too cold for me at times. Bulgaria and Romania are both affordable and just joined Schengen area in March 2024. I enjoyed wandering around Eastern Europe for 7 weeks (2 weeks in Romania) and lots of good potential there if you don’t mind being colder.

I am also hopeful that Malaysia will have affordable residency plans again if I ever need to leave Thailand. Enjoyed many visits there.

I also have a 5year tourist visa for India and I can stay there 6 months per visit. Lots of friends in various cities and always enjoy my 10+ visits there. I also enjoyed visiting Sri Lanka a couple of times and have friends who could help me settle if I chose that location.

I have a 10 year multiple-entry tourist visa for China and enjoyed multiple trips there but another place that gets too cold for me. Hehe

I have visited South/central America a couple of times and lots of options there but I have always been a bigger fan of Asia. I still want to visit Panama and Costa Rica since those both still seem like good retirement options. I have visited a few countries in Africa but none called to me like Asia.

I currently have a 2-year residency card in Portugal but the d7 visa I have is too strict about time in Portugal (8 months per year) for my needs so I won’t be renewing.

I spent a month in Greece and I am hopeful they will figure out they could have great retirement visas in the future.

I spent a couple of months in Dubai and Abu Dhabi, UAE, and enjoyed my time there. It can be expensive or affordable depending on your lifestyle choices and I am hoping they will have better options for affordable retirement visas. Really liked their public transport and healthcare while I was there.

I visited the Philippines a couple times and I keep them on my list of possibilities.

Loved working in Singapore for 4 years and had an affordable place at the time but too small a place for them to have affordable retirement visa options.

It is very unlikely I would move back to the usa. I have already visited all 50 states and lived in Missouri (too cold for me) and Hawaii (Lahaina is too expensive after the fires) and Florida (insurance companies are too nutty there now and dropping customers). Life has been pretty great and affordable for me outside the usa for the past 12 years so it would be a bit too much of reverse culture shock.

I keep my maths teaching license updated in Florida USA, so I could go back to work and live in various countries on a work visa if I get bored with my early retirement. I would renew my subscription to the search associates job platform to quickly get interviews.

I use numbeo.com to get estimates of living expenses for cities I am considering. It is like Wikipedia where it can be accurate if you see recent updates by others like yourself.

I guess the hard part for me would be picking a new place since there are still so many great options as a backup plan. As Andrew says on his Nomad Capitalist YouTube channel, “go where you are treated best”.
Jennifer ***********
@Melissa ********
thank you for your insight! Very helpful as I’m here in Thailand and need to think about a Plan B if this doesn’t work out. Have zero desires to go back to USA and be a part of the rat race.
Melissa *********
@Jennifer **********
same. Trying to avoid usa also 😀
Monzi *************
@Melissa ********
I watch Nomad Capitalist too! Great information
Melissa *********
@Monzi ************
I am just amazed at how much Andrew is willing to teach for free!!
Monzi *************
@Melissa ********
- exactly and he is always updating as things change! Go where you are treated best!
Tom ***********
@Melissa ********
i’d avoid Türkiye mainland or Oman due to trending religion-based intolerance, but Northern Cyprus has potential that has never been reviewed lately…
Melissa *********
@Tom **********
I just left oman 9 months ago and no issues when I left. Do you have a source for saying this about one of the countries where I felt the safest in my life? I have many expat and Omani friends and have heard no worrying concerns from anyone in my communications since I left.

I left Turkiye in 2021 and felt safe there also. So do you have a source for recent changes? I am headed to Turkiye for the month of June and have not seen any reports that worry me other than tourist sites have drastically raised their prices. My Turkish friends and expat friends there have mentioned no concerns. 😀

I am headed to Cyprus in July and really looking forward to exploring the country for the first time.
Tom ***********
@Melissa ********
Hi. My comment is based on factual occurrences I witnessed on the ground where, Prior to the Sultan’s passing, intolerant religious-based factions were influencing civil society by “banning” licensed alcohol establishments from distances from “new” houses of worship. And they were putting in mosques in practically every corner to secure their end. The trend is obvious and blatant, and not compatible with a welcoming environment for international travelers.

Oman has world-class tourist attractions. Hopefully the extremists will not prevail.
Melissa *********
@Tom **********
I lived there 2012-2016 and 2021-2023 so during the current sultan and the previous sultan’s reign.

I don’t drink alcohol so I guess that is why I never noticed the trend you are mentioning. I hung out with Christians and Muslims and Hindus and feelings of religious persecutions never came up in our conversations but maybe that was just my specific bubble of expats and locals.

My friends who did drink tended to just go to the western hotels or drank at each other’s houses. Just had to watch their allotment for buying alcohol based on their alcohol license.
Narelle *********
@Melissa ********
fantastic contribution to this & love your life experiences re living in different countries.
Melissa *********
@Narelle ********
I visited Australia and New Zealand for 3 weeks and they were lovely to visit but I could never imagine moving there since too cold for me and I am not rich enough to live there. Hehehe
Narelle *********
@Melissa ********
I understand that sentiment! Northern areas of Australia (eg North Queensland & Northern Territory) is never cold - Uber tropical. Many major cities like Sydney, Melbourne, Adelaide are way too cold for me too! Cost of living is CRAZY. 🤪
Melissa *********
@Narelle ********
thanks..hoping the info helps some people who are worried about moving to Thailand and not realising lots of great places to go if rules in the future make it difficult to stay here.
Narelle *********
@Melissa ********
I’ve not moved from Australia to Thailand, but could and would 🤣. I currently just travel here a lot & other Asian countries. So many choices. Australia is a lovely place, however such terrible value for money (for starters).
Hans-Georg ******
@Melissa ********
very good thoughts. Thank you for sharing.
Melissa *********
Shai ********
ORIGINAL POSTER
@Melissa ********
Thanks for sharing this info. Very helpful.
Melissa *********
@Shai *******
sure thing!😀
Jamie *********
Or you could go back home and spend your remaing years in a tiny room on state benefits ….. not for me🤣🤣🤣
Steve **********
@Jamie ********
did you come from a tiny room with state benefits ??

Doesn't sound like a home.

You can be just as comfortable on a bus, as at a four seasons , if your thought patterns are sound
Jorge ****
Many other choices:

1. Laos

2. Cambodia

3. Viet Nam

4. Philippines

5. Malaysia

6. Japan

7. Taiwan

8. South Korea

9. Indonesia

Not necessarily in that order.
Ian ********
Cambodia
Jarek ************
Elite visa is an option, Vietnam also is pretty good...
Cris ******
@Jarek ***********
man with how much they raised the elite to I bet in a few years it will get bumped up again
Jarek ************
@Cris *****
yap, crazy price increase but tons of people still buying. I think the LTR visa is actually a better option as you don't have to pay income tax, something the elite doesn't give you which sucks.
Todd *********
@Jarek ***********
and LTR only costs 50k baht. It’s by FAR the best visa Thailand has ever had
Dave *********
@Jarek ***********
For long term visa...?
Jarek ************
@Dave ********
yes,
****
/
*****
year elite visa in TH, mind you the prices went up for it recently by quite a lot. VN so far doesn't have a long term visa - 3 month tourist visa is easy to get, some agents can get you temporary residency for a bit of $$$.
Jason *******
Maybe Malaysia… ive never actually been, so im just going by things ive heard/read… i would say Philippines- but i couldnt find a decent meal in all the months i spent there.. not even exaggerating, the food is that terrible .
Andre *********
Andrew *******
@Jason ******
agree the food isnt good ... End up having to go to jap restaurant
Stuart **********
Medical and hospitals very expensive in Phillipines.I would imagine a lot of these alternate countries medical expenses would be very expensive unless you have medical insurance which once your over 60 the premiums are prohibitive
Rob *****
@Stuart *********
Thank you Stuart for bringing this up. I have lived 23 years in Thailand and loved it. Food is not one of my main interests, but since returning back to Ireland at the start of the Covid I have discovered that health issues are a major factor to consider when living abroad. I had a casual blood test done while at home and discovered I had Diabetes, heart "flutters", prostate problems and one other one that I can't remember the name of just now. I had intended on returning to Thailand (even got my Retirement Ext. renewed but haven't had the chance to stay there for long periods due to hospital appointments for medical examinations...

A wise old man once said to me..."Be weary of new experiences"...growing old Stuart...is a "new experience" for me.

(I'm now 75).
Kace *******
@Jason ******
i lived more than 5 years in philippines and have a number of things i don’t like there but there are a number of places to eat well in philippines.🇵🇭 i used to search out buffets there and they were exceptional. a number of fine restaurants and food court choices too. true is true and not true is also not true.
Jason *******
@Kace ******
I hope that my comment did not come across as overly negative.. there are many things to recommend about the Philippines; however i am originally from a city that is the food capital of America (New Orleans)- so im spoiled and a little picky when it comes to food options 🙂.. in Cebu City i wound up eating most of my meals from S&R (Costco) and TGI Fridays since i wasnt able to find much that was suitable for me.. But every country has its pluses and minuses, one of Thailand’s pluses happens to be its cuisine .
Russell *****
@Jason ******
same. I’m here in Thailand now for second time. Moving her before end of year. Spent

3 weeks in Manila and Boracay and struggled to find good food. Found decent American food but didn’t like most cultural dishes there compared to Thailand
Nathan ***********
@Jason ******
I have been told Laos is easy and welcoming. With very minimal visa requirements and you can own your company 100%
Ziggy ********
@Jason ******
don't cry Mcdonald boy
Chris ***********
@Jason ******
forget Malaysia currently. MM2H wants MYR40k (THB 280,000) income a month. They are off their heads.
Frances ********
Taken on Batu Ferringhe outside of Penang city.
Malcolm *********
@Frances *******
I helped the contractor build the sewage pipe and treatment works along Bath Ferringhe back in 1990s - I know where the overflow is and where the untreated stuff goes. I would never swim there.
James ********
@Malcolm ********
I swam there in ‘81 and ended up with the obligatory ear infection …..🥴. Friends who were there in the ‘60 with RAF shared photos of somewhere quite special
Frances ********
@James *******
yes. 1968-69 years Batu Ferringhe was a paradise.
Frances ********
@Malcolm ********
oh wow😳. Ok. Thanks!
Jason *******
@Frances *******
Looks nice, thanks
Frances ********
Frances ********
Frances ********
@Jason ******
Malaysia is nice. We like Penang a lot. Even KL but I prefer Penang for the beaches.
Jason *******
@Frances *******
How do the Penang beaches compare with other nice Asian beaches ? In terms of white sand, clear water etc ?
Frances ********
@Jason ******
Batu Ferringhe (sp?) is nice. Not as nice as Ko Samui in Thailand, but still nice enough. The beach area in Penang town isn’t great. I hear Malaca is nice, but haven’t been there. Beach area at Batu Ferringhe little bit of drive outside of Penang city was fine. Palm trees, horse back rides, bars/restaurants, nice sunsets.
Stuart **********
@Frances *******
Kota Kinabalu is very nice
Shai ********
ORIGINAL POSTER
@Jason ******
I also thought on the Philippines as a plan B. They've easy visa requirements. You're absolutely right about the food there. Nothing to eat except of fast food.
Jeff ********
Todd *********
@Shai *******
agree that Philippines (as well as Vietnam, Malaysia, Indonesia and Cambodia all present reasonable and fun ‘plan B’
Stuart **********
@Shai *******
Jollibee
Marcel *******
@Stuart *********
Jollibee represents the terrible food of the Philippines as a fast food chain
Stuart **********
@Marcel ******
there’s always lechon.
Marcel *******
Greg *********
@Jason ******
555 We went to a Phillipines festival in Canada and my Thai wife didn't want to have any of the food. She said "if it's so good, why not famous like Thai food?" 😆
Nathan ***********
@Gregory ********
I agree with your wife. Filipino food is not good.
Sam *****
@Nathan **********
yep same. There is a good reason why there are not Filipino everywhere like Thai restaurants.😂😂
Robert **********
I do plan to keep my retirement visa if I leave, because if I want to move back, they may raise the amount you have to have on deposit to an amount I can’t afford. 
Rob *****
@Robert *********
Don't really understand. If they raise the amount... you will have to pay the new price when your current Visa/Extension expires. It has to be paid yearly ?
Robert **********
@Rob ****
in the past they grandfathered existing visa holders to the previous amount in the bank. This is the current ฿800,000 in bank, not the ฿1900/year to extend the visa.
Rob *****
@Robert *********
Thank you Robert. So one didn't have to extend it every year if it was "grandfathered" ..or pay to extend it yearly.
Robert **********
@Rob ****
you get the visa once and extend each year, but you have to maintain money in thai bank. My concern is they’ll raise required banked money, not the small fees to get or extend visa.
Rob *****
@Robert *********
Got Ye!...

Cheers for that.
John *********
That is my question to you. What is your plan B?
Simon ******
Under those circumstances your two options are the only ones. Return home or change country. Or see how long I can hide in my village for.
Todd *********
@Simon *****
you actually have 195 other options. And Thailand doesn’t close the door randomly on anyone. If you show you can pay… you can stay
Pascal ********
Yes. Mai pen rai 😉😅😁
Ken ***********
A very good question and one I have been increasingly thinking about. It is always good to have options.
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