Yes you get a bank book. All Thai bank accounts have those. Most accounts can have access to an app too.

Depends on the embassy or consulate you use. Some ask that it’s within 3 months of travel, but once issued you can use it at anytime thereafter.

You could wait 5 years to use it - although that would be a bit pointless

Only fill in the fields with a red asterisk. All others aren’t required.

The application will ask for a date of entry, but you won’t be held by that. Once you have the visa you could enter 5 years later should you wish.

The visa is valid for 5 years and you can come and go as you wish. 6 days, 6 weeks or up to 180 days.

Mandatory insurance would depend on the visa type they enter on. A Non OA or Non OX visa would require insurance, whilst a Non O visa doesn’t.

Whether there are companies out there that would offer insurance for their age I couldn’t confirm. There may well be.

@Andrew *****

No. Google a flight that you think you would take and use that flight number and date.

You could save $700 by coming with no visa and converting in country to a Non O. However if you don’t already have a Thai bank account it’s pretty much impossible to get one on a visa exempt entry without the help of an agent - but that shouldn’t cost $700 (perhaps $250-500 depending where in the country you are).

Prices for visas in NZ are stupid. It’s $800 in NZ or approx $100 in any other country.

You can apply for the Non O from anywhere so perhaps consider a short “holiday” to another country (Laos, Taiwan, Vietnam, etc) and apply from there.

When you factor in travel costs and hotel stays it may not work out too much cheaper but you’ve had a holiday in a place you’ve possibly never been to and you’ve gotten the satisfaction of not paying stupid NZ prices.

Plenty on sites out there that will do this for free.

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@Ashli *******

Yes.