Thanks Tod, I am not keen on the idea. Too much paperwork. If I can get through to September then I would go for the retirement extension having seen the awkward Transferwise cock-up entries drop off my list of incoming money. Plus one entry just below the 65k. Not knowing what they are likely to do on July 31st is adding confusion. Thanks again. I remain, undecided.
My Visa runs out in September, my 90 days in June. Having realised that I will be in the UK in 2021 when renewal would come up, I think I need another plan. Thanks.