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What are the issues with transferring money from Wise to Bangkok Bank and other Thai banks?
Bangkok BankWiseKrungsri BankKasikorn BankRemitlyInternational TransfersExpat Banking IssuesTransfer DelaysExchange Rates
Oct 1, 2025
7 months ago
Roger ********
ORIGINAL POSTERBangkok Bank appears to be the problem all round. This from Wise
TLDR : Answer Summary
The discussion centers around the problems users encounter when transferring funds using Wise to various Thai banks, particularly Bangkok Bank. Users report that while some banks like Kasikorn and Krungsri have issues with Wise transfers, others like Bangkok Bank can process the transfers quickly under certain conditions. However, there are notable frustrations regarding delays, regulatory requirements, and the impact of the bank's policies on international transfers, leading some users to seek alternative services like Remitly.
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Chris ******
The exchange rate of BB (receiving foreign currencies TT to Thai is the worst). Mean Bangkok bank want to have biz and that’s why they don’t like wise.
เฮินรี่ *********
Wise to Bangkok bank have been a problem for a while. Often even 24hours is not enough. Remitly seems to be better option.
Kennys *****
@เฮินรี่ ********
this depends on the amount you send to how long it takes ,I've sent $1000 and it took a weekเฮินรี่ *********
@Kennys ****
Yeah even smaller ones takes long timeReply to
เฮินรี่ *********
Reply
AG ***********
As per my experiences, it takes around 6 hours to arrive into my Bangkok bank .. I usually transfer around 7:30-8AM from wise .received money around 2PM.
Peter ****************
Wise transfers to Bangkok bank also transfers in seconds when you choose e.g. 'Other' as a reason. If you use 'funds for long stay in Thailand' it takes a day if you transfer after 09:30h. Then it comes in as international transfer. (last month there where some issues with wise. Now solved.
Peter ****************
Peter Broadbent With me it does at the Bangkok bank at 29 sept.
Peter ***********
@Peter ***************
that is not a Bangkok bank statement. Request the pdf statement that immigration use and see what it says there.Roger ********
ORIGINAL POSTER@Peter **********
Should show up in the bank bookPeter ***********
@Roger *******
do you guys ever actually do a retirement visa? They need bank statements that clearly show FTT. If you have no direct qualified experience please stop staring the pot.Roger ********
ORIGINAL POSTER@Peter **********
l have the annual extension based on a lump sum. What pot do you think l am stirring?Peter ***********
@Roger *******
my pot. You have zero relevance to this thread.Roger ********
ORIGINAL POSTER@Peter **********
how can l put this....Peter ***********
@Roger *******
however you like.....Peter ****************
@Peter **********
Pffffff 🙄Peter ****************
@Peter **********
Who is talking about visa or year extensions ?? This was only a proof if international transfer. Yes I DO (already 8) year extensions but from a country which still has income statements.Reply to
Peter ****************
Reply
Peter ***********
@Peter ***************
not solved. Does not show as FTT.Peter ****************
@Peter **********
You also have to watch out with the reason of transfer, because they relocated it to the last page before transfering. It saves y'r last used reason. On that last page you have to scroll down before you see the reason with a clickable word 'change'. There you have to choose 'Funds for longstay.........' if not already there.Peter ***********
@Peter ***************
yawn. I know the process. Doing it correctly as before no longer shows FTTPeter ****************
@Peter **********
I never needed a statement, but I just looked one time. And, as expected it DOES mention FTT as you call it.Reply to
Peter ****************
Reply
Peter ****************
@Peter **********
See ? 🤷♂️Reply to
Peter ****************
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Neil ********
Yep. Usual impact. They screwed up and tried to fix stuff by blocking everyone but hey they don’t care
Patrick *********
Well I received an email from wise stating that they want to confirm my residential address in thailand due to regulatory requirements. If unable to show proof by the 29th October they will suspend the account.
Peter ****************
@Patrick ********
I also received this email from Wise a few days ago.After logging in to the app, a red rectangle appeared at the top asking me to confirm my address. My address information was there. After confirming, the red box disappeared.
But...it did say they would check this and might ask for additional proof.
Patrick *********
@Patrick ********
are you sure it was not your home address. I got same as you.Patrick *********
@Patrick ********
no I opened my account in Thailand and I've lived here for over 10 years now. It could be a UK address is required but I don't think so.Reply to
Patrick *********
Reply
Robin **********
@Patrick ********
I received the same message this morning. I opened my wise account when living in Thailand, now back in UK. Waiting to see the outcomePatrick *********
@Robin *********
I will probably have to upload a document to show proof of address.Reply to
Patrick *********
Reply
Phil ******
Bangkok bank transfers in under a minut
Jackie ************
@Sean *********
Good luck to us both. Mines due in may but i will try in late aprilJackie ************
Sean Campbell International funds transfer. Hopefully the bank statement i can download tomorrow it is coded as FTT
Phil ******
@Jackie ***********
you still need a letter from your bank for ImmiSean **********
@Phil *****
yes, the IO told mento bring a letter called ‘Credit Advice’ for the entire 12 months depositsReply to
Sean **********
Reply
Sean **********
@Phil *****
the only WISE to Bangkok Bank transfer I received in under a minute in the last 2 years was last months which was rerouted 1st through Kasikorn Bank. Then not labeled as a foreign transfer at Bangkok Bank
Jackie ************
@Sean *********
Yes my 65k went to Bangkok bank again this month after a 24 hr delay. Hope the coding on the statement is correct. Maybe wise heard the complaints?Sean **********
@Jackie ***********
you can check the labeling on your banking app or download a statement to emailJackie ************
@Sean *********
Yep. Back to normalSean **********
@Jackie ***********
may I ask how it was labeled?Jackie ************
@Sean *********
Its coded on statement as Foreign TTSean **********
@Jackie ***********
thats is exactly the label you needFOREIGN T/T
My problematic September deposit was labeled
DEP TRF FR E-CH
This is a local Thai bank to Thai bank transfer.
I went to the intermediate Bank - Kasikorn International Services and requested a FET form to attach to my extension package June 2026
Roger ********
ORIGINAL POSTERDefine, "Normal" ;-)
Jackie ************
@Sean *********
Im hoping transfers are back to normal. Waiting for the transaction history to update on the app.Reply to
Jackie ************
Reply
Phil ******
@Sean *********
yep 7-8 years ago after complaining for 6 months to Wise their tech support locked all my transfers via Bangkok bank international. Never had a long transfer time sinceReply to
Phil ******
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Michael ********
Wise to kasikorn every month in seconds.
Giraffe *********
@Michael *******
same here no problemoDavid *********
@Michael *******
same sameBil ******
@Michael *******
has the 50k baht per transaction to a Thai bank come in effect yet?John *********
@Bil *****
Whats the 50k Baht for?Bil ******
@John ********
I read that Thai banks have imposed a 50k baht incoming per transaction limit. I just wanted to know if that limit has already come into effect or not as I need to transfer more than that into kasikorn from wise.Reply to
Bil ******
Reply
Michael ********
@Bil *****
yes I think so only for outgoing transactionsReply to
Michael ********
Reply
Naja ***********
I have not been able to receive any funds from wize to my krungsri account for almost 6 months now.
When visiting the bank, all they told me that wize payments are all blocked (not just my account), instruction from head office.
Contacting wize only resulted in wize requesting all kinds of documents and absolutely no change from krungsri, no matter what documents are produced.
Anyway like everyone else I've just emptied my account, after a decade of use, and I'll be moving on with my life using bank my accounts from other countries.
When visiting the bank, all they told me that wize payments are all blocked (not just my account), instruction from head office.
Contacting wize only resulted in wize requesting all kinds of documents and absolutely no change from krungsri, no matter what documents are produced.
Anyway like everyone else I've just emptied my account, after a decade of use, and I'll be moving on with my life using bank my accounts from other countries.
Peter ****************
@Naja **********
Throw away the account to krungsri as recipent in Wise and add it again with the exact name on y'r bankbook.Naja ***********
Reply to
Naja ***********
Reply
Perry *********
@Naja **********
mine still goes in without any issuesSean **********
@Naja **********
transferred WISE to Krungsri last month SEP with no issue. The transfer completed in secondsLeanne *************
@Naja **********
mine still goes in to my krungsri account from wiseReply to
Leanne *************
Reply
Andreas *********
When I transfer it with Remitly, I have it in my Bangkok Bank account within seconds.
Sean **********
@Andreas ********
still does no get tagged correctly as a ‘Foreign Transfer’ if thats is importantBill *******
Same here. Tagged as DEP TR F E-CH. Hopefully immigration will understand this as international transfer otherwise it is letter from the bank verifying it is international transfer. It will cost you 200 Baht . (Bank making money again). 😢
Sean **********
@Bill ******
this tag is an internal transfer between Thai Banks. If your transfer was routed through Kasikorn Bank and then to Bangkok Bank. I believe you will need the following.
I did this this week for the September transfer. For the rest of the year I will do SWIFT transfers to avoid this potential problem.
1. An FET letter from K-bank International Services. K-bank will likely ask you to bring a receipt for the deposit from Bangkok bank first.
2. Bangkok Bank will only provide the receipt from the branch where the account was opened.
At least two branches here in Bangkok told me that I needed to drive to Buriram where I opened the original account to get this receipt.
Bill *******
@Sean *********
Been down this road before. The banks and Wise p@ss me off with this crap. Kasikorn do not issue a FET anymore. They will issue a letter stating they are international transfers for 200 Baht to show immigration what they are. The E stands for external not internal. I don't know Wise are doing but they certainly don't follow their name. Swift is a messaging system and a corrupt one at that. No money changes hands by the way. Look it up!Sean **********
@Bill ******
interesting 🤔 I thought the letter I received was FET but then it is all in Thai so I did not know that for a fact.
Does the E standing for external qualify for the purposes of immigrations monthly 65k foreign transaction?
If SWIFT is to be avoided then what would be an alternative secure transfer method?
Reply to
Sean **********
Reply
Andreas *********
@Sean *********
This is the same problem with Wise. Wise describes the problem in his app that the Bank of Thailand does not authorize a labeling as an international transfer. The recommendation is to obtain the confirmation from the correspondent bank, which will be the first to receive the money. In order to secure a transfer as an international transfer, Wise recommends Swift Transfer from bank to bank directly in its own app.Sean **********
@Andreas ********
yes, but in the WISE case it just started being a problem Sep 2025.I Went through the confirmation process you suggest this week to secure documentation for my SEP 2025 international transfer.
Reply to
Sean **********
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