Answereda year ago
What are the issues with transferring money from Wise to Bangkok Bank and other Thai banks?
Bangkok Bank appears to be the problem all round. This from Wise
Answer summary
The discussion centers around the problems users encounter when transferring funds using Wise to various Thai banks, particularly Bangkok Bank. Users report that while some banks like Kasikorn and Krungsri have issues with Wise transfers, others like Bangkok Bank can process the transfers quickly under certain conditions. However, there are notable frustrations regarding delays, regulatory requirements, and the impact of the bank's policies on international transfers, leading some users to seek alternative services like Remitly.
65 repliesnewest first
Click comment and we will ask for your email, then OTP, then name.
Chris ******
The exchange rate of BB (receiving foreign currencies TT to Thai is the worst). Mean Bangkok bank want to have biz and that’s why they don’t like wise.
เฮินรี่ *********
Wise to Bangkok bank have been a problem for a while. Often even 24hours is not enough. Remitly seems to be better option.
Kennys *****
@เฮินรี่ ********
this depends on the amount you send to how long it takes ,I've sent $1000 and it took a weekเฮินรี่ *********
@Kennys ****
Yeah even smaller ones takes long time
AG ***********
As per my experiences, it takes around 6 hours to arrive into my Bangkok bank .. I usually transfer around 7:30-8AM from wise .received money around 2PM.
Peter ****************
Wise transfers to Bangkok bank also transfers in seconds when you choose e.g. 'Other' as a reason. If you use 'funds for long stay in Thailand' it takes a day if you transfer after 09:30h. Then it comes in as international transfer. (last month there where some issues with wise. Now solved.
Peter ***********
@Peter ***************
that is not a Bangkok bank statement. Request the pdf statement that immigration use and see what it says there.Peter ***********
@Roger *******
however you like.....Roger ********
OP@Peter **********
how can l put this....Peter ****************
@Peter **********
Pffffff 🙄Peter ***********
@Roger *******
my pot. You have zero relevance to this thread.Roger ********
OP@Peter **********
l have the annual extension based on a lump sum. What pot do you think l am stirring?Peter ****************
@Peter **********
Who is talking about visa or year extensions ?? This was only a proof if international transfer. Yes I DO (already 8) year extensions but from a country which still has income statements.Peter ***********
@Roger *******
do you guys ever actually do a retirement visa? They need bank statements that clearly show FTT. If you have no direct qualified experience please stop staring the pot.Roger ********
OP@Peter **********
Should show up in the bank bookPeter ***********
@Peter ***************
not solved. Does not show as FTT.Peter ****************
@Peter **********
You also have to watch out with the reason of transfer, because they relocated it to the last page before transfering. It saves y'r last used reason. On that last page you have to scroll down before you see the reason with a clickable word 'change'. There you have to choose 'Funds for longstay.........' if not already there.Peter ****************
@Peter **********
I never needed a statement, but I just looked one time. And, as expected it DOES mention FTT as you call it.Peter ***********
@Peter ***************
yawn. I know the process. Doing it correctly as before no longer shows FTTPeter ****************
@Peter **********
See ? 🤷♂️
Neil ********
Yep. Usual impact. They screwed up and tried to fix stuff by blocking everyone but hey they don’t care
Patrick *********
Well I received an email from wise stating that they want to confirm my residential address in thailand due to regulatory requirements. If unable to show proof by the 29th October they will suspend the account.
Peter ****************
@Patrick ********
I also received this email from Wise a few days ago.After logging in to the app, a red rectangle appeared at the top asking me to confirm my address. My address information was there. After confirming, the red box disappeared.
But...it did say they would check this and might ask for additional proof.
Patrick *********
@Patrick ********
are you sure it was not your home address. I got same as you.Patrick *********
@Patrick ********
no I opened my account in Thailand and I've lived here for over 10 years now. It could be a UK address is required but I don't think so.
Robin **********
@Patrick ********
I received the same message this morning. I opened my wise account when living in Thailand, now back in UK. Waiting to see the outcomePatrick *********
@Robin *********
I will probably have to upload a document to show proof of address.
Phil ******
Bangkok bank transfers in under a minut
Jackie ************
@Sean *********
Good luck to us both. Mines due in may but i will try in late aprilJackie ************
Sean Campbell International funds transfer. Hopefully the bank statement i can download tomorrow it is coded as FTT
Phil ******
@Jackie ***********
you still need a letter from your bank for ImmiSean **********
@Phil *****
yes, the IO told mento bring a letter called ‘Credit Advice’ for the entire 12 months depositsSean **********
@Phil *****
the only WISE to Bangkok Bank transfer I received in under a minute in the last 2 years was last months which was rerouted 1st through Kasikorn Bank. Then not labeled as a foreign transfer at Bangkok Bank
Jackie ************
@Sean *********
Yes my 65k went to Bangkok bank again this month after a 24 hr delay. Hope the coding on the statement is correct. Maybe wise heard the complaints?Sean **********
@Jackie ***********
thats is exactly the label you needFOREIGN T/T
My problematic September deposit was labeled
DEP TRF FR E-CH
This is a local Thai bank to Thai bank transfer.
I went to the intermediate Bank - Kasikorn International Services and requested a FET form to attach to my extension package June 2026
Jackie ************
@Sean *********
Its coded on statement as Foreign TTSean **********
@Jackie ***********
may I ask how it was labeled?Roger ********
OPDefine, "Normal" ;-)
Jackie ************
@Sean *********
Yep. Back to normalJackie ************
@Sean *********
Im hoping transfers are back to normal. Waiting for the transaction history to update on the app.Sean **********
@Jackie ***********
you can check the labeling on your banking app or download a statement to emailPhil ******
@Sean *********
yep 7-8 years ago after complaining for 6 months to Wise their tech support locked all my transfers via Bangkok bank international. Never had a long transfer time since
Michael ********
Wise to kasikorn every month in seconds.
Giraffe *********
@Michael *******
same here no problemo
David *********
@Michael *******
same same
Bil ******
@Michael *******
has the 50k baht per transaction to a Thai bank come in effect yet?
John *********
@Bil *****
Whats the 50k Baht for?Bil ******
@John ********
I read that Thai banks have imposed a 50k baht incoming per transaction limit. I just wanted to know if that limit has already come into effect or not as I need to transfer more than that into kasikorn from wise.Michael ********
@Bil *****
yes I think so only for outgoing transactions
Naja ***********
I have not been able to receive any funds from wize to my krungsri account for almost 6 months now.
When visiting the bank, all they told me that wize payments are all blocked (not just my account), instruction from head office.
Contacting wize only resulted in wize requesting all kinds of documents and absolutely no change from krungsri, no matter what documents are produced.
Anyway like everyone else I've just emptied my account, after a decade of use, and I'll be moving on with my life using bank my accounts from other countries.
When visiting the bank, all they told me that wize payments are all blocked (not just my account), instruction from head office.
Contacting wize only resulted in wize requesting all kinds of documents and absolutely no change from krungsri, no matter what documents are produced.
Anyway like everyone else I've just emptied my account, after a decade of use, and I'll be moving on with my life using bank my accounts from other countries.
Peter ****************
@Naja **********
Throw away the account to krungsri as recipent in Wise and add it again with the exact name on y'r bankbook.Naja ***********
Perry *********
@Naja **********
mine still goes in without any issuesSean **********
@Naja **********
transferred WISE to Krungsri last month SEP with no issue. The transfer completed in seconds
Leanne *************
@Naja **********
mine still goes in to my krungsri account from wise
Andreas *********
When I transfer it with Remitly, I have it in my Bangkok Bank account within seconds.
Sean **********
@Andreas ********
still does no get tagged correctly as a ‘Foreign Transfer’ if thats is important
Bill *******
Same here. Tagged as DEP TR F E-CH. Hopefully immigration will understand this as international transfer otherwise it is letter from the bank verifying it is international transfer. It will cost you 200 Baht . (Bank making money again). 😢
Sean **********
@Bill ******
interesting 🤔 I thought the letter I received was FET but then it is all in Thai so I did not know that for a fact.
Does the E standing for external qualify for the purposes of immigrations monthly 65k foreign transaction?
If SWIFT is to be avoided then what would be an alternative secure transfer method?
Bill *******
@Sean *********
Been down this road before. The banks and Wise p@ss me off with this crap. Kasikorn do not issue a FET anymore. They will issue a letter stating they are international transfers for 200 Baht to show immigration what they are. The E stands for external not internal. I don't know Wise are doing but they certainly don't follow their name. Swift is a messaging system and a corrupt one at that. No money changes hands by the way. Look it up!Sean **********
@Bill ******
this tag is an internal transfer between Thai Banks. If your transfer was routed through Kasikorn Bank and then to Bangkok Bank. I believe you will need the following.
I did this this week for the September transfer. For the rest of the year I will do SWIFT transfers to avoid this potential problem.
1. An FET letter from K-bank International Services. K-bank will likely ask you to bring a receipt for the deposit from Bangkok bank first.
2. Bangkok Bank will only provide the receipt from the branch where the account was opened.
At least two branches here in Bangkok told me that I needed to drive to Buriram where I opened the original account to get this receipt.
Andreas *********
@Sean *********
This is the same problem with Wise. Wise describes the problem in his app that the Bank of Thailand does not authorize a labeling as an international transfer. The recommendation is to obtain the confirmation from the correspondent bank, which will be the first to receive the money. In order to secure a transfer as an international transfer, Wise recommends Swift Transfer from bank to bank directly in its own app.Sean **********
@Andreas ********
yes, but in the WISE case it just started being a problem Sep 2025.I Went through the confirmation process you suggest this week to secure documentation for my SEP 2025 international transfer.
Activity
24 joined24
people
Related
25Which Thai bank is best for transferring money for visa purposes?
6.2k53693mo
What are the safest Thai banks for expats to avoid account freezes?
15.2k1241886mo
How to get proof of International Money Transfer for Visa Extensions in Thailand?
1.4k1386mo
Do UK expats in Thailand experience delays with Wise money transfers?
11.6k841667mo
Why is my girlfriend being charged a fee by Bangkok Bank for receiving my wire transfer?
20.8k1433188mo
What is the cheapest way to transfer money from Thailand to the UK?
3.7k27389mo
Why is my money transfer from Wise to Krungthai Bank bouncing back?
18.8k1731559mo
Can I use Revolut to transfer funds to a Thai bank account for a retirement visa confirmation?
4k39249mo
Which Thai bank offers the lowest fees for incoming SWIFT transfers?
8.2k67889mo
How can I ensure my Wise transfers to Bangkok Bank are classified correctly as international transfers?
1.6k1441y
What could be causing my money transfer to Bangkok Bank to be returned?
2.8k17101y
What are the alternatives to Wise for sending money from the U.S. to Thailand after TTB stopped accepting remittances?
9.8k61871y
What are the best services for transferring money internationally to fund a Thai visa and open a bank account in Chiang Mai?
6.1k54462y
What should I do if Wise no longer shows 'Funds for long term stay' for international transfers to Thailand?
2k13122y
What are the best methods to transfer money from the US to Thailand without losing too much on exchange rates?
11.5k1021002y
How do expats in Thailand choose a local bank for their accounts?
5.1k38443y
What are the pros and cons of using Wise for transferring money to Thailand compared to bank transfers?
6.6k55483y
What are the best ways to transfer money from the US to Thailand and how can retirees open a bank account?
5.5k53293y
What are the costs and exchange rates associated with transferring money from the USA to Thailand?
8.9k77833y
What are the best banks and methods for online money transfers to Thailand as an expat?
6.2k62263y
What are the best Thai banks for expats using Wise to transfer money?
16.2k1281753y
Should I use Wise or Bangkok Bank for transferring money to my account in Thailand?
4.8k39373y
What are the best and cheapest options to transfer money from the UK to Thailand?
15.6k156964y
How can I transfer 800K THB to apply for retirement in Thailand without hitting money transfer limits?
2.1k18105y
How can I successfully open a bank account in Thailand with an O-A visa?
12.1k1121015y
Resources
Need help with your Thai visa?
#1 visa agent · 4,000+ reviews · 100,000+ expats served