Answereda year ago
How long can a bank account remain dormant before it gets closed in Thailand?
Thinking of cutting out the middle man and just sending the monthly money to my wife. I have a lump sum for visa extension purposes. Anyone know how long a bank account can remain dormant before being closed/locked by the bank?
Answer summary
The duration a bank account can remain dormant before closure varies by bank. Some banks notify account holders about impending closure after 30 days of inactivity, while others may wait up to 6 months. It's essential to contact your specific bank for their policy to avoid jeopardizing your visa.
29 repliesnewest first
Click comment and we will ask for your email, then OTP, then name.
Tony **********
Banks don't usually object to holding money.
Bent *************
Why don’t you just ask the bank?😂
Roger ********
OP@Bent ************
why would l want them to know?Bent *************
@Roger *******
If everything you do is legal, why don’t you want the bank to know, hmmm?Phil ******
@Roger *******
some banks are 6 months but you will put your visa in jeopardy. There's no transfer fees from your Thai bank to your wifes Thai bank.I don't recommend you do this.
Roger ********
OP@Phil *****
How will it put my visa in jeopardy? It's a lump sum.
Graham ******
@Roger *******
because the 65k international monthly deposits must be received in a Thai bank account in your name onlyRoger ********
OPI don't have a DTV. Been here 20 years. I still have no idea what a DTV is. I maintain in excess of 800k. I did mention "lump sum" in the original post.
Roger ********
OP@Graham *****
followed by .......?Graham ******
@Roger *******
You said this "just sending the monthly money to my wife"Roger ********
OP@Graham *****
Lump sum.Phil ******
@Roger *******
your closing your bank account or did i miss somethingPhil ******
@Roger *******
yes that's absolutely correct but as a holder of a DTV by lawyou need to advise Immi of changes to your circumstances.. if your account has ฿500k in thereunder you account is suspended you won't have access to the ฿500k. Thus my worry that your DTV will be cancelled. As I advisedkeepyour account active which will cost nothing in the transfers to another Thai account. That's my recommendation and if you wish to confirm with immi then call or visit themRoger ********
OP@Phil *****
please see @Colin *********
commentsRoger ********
OP@Phil *****
Apparently not for at least 12 months. And only then if the sum has dropped below 2000Phil ******
@Roger *******
yep and they not youwill close itand the account won't be visible for ImmigrationRoger ********
OP@Phil *****
not closing it. Putting it to sleep.
Michael ********
I split it, send my beer money to my account and the rest to my wife, she pays the bills 😉
Steven ******
@Michael *******
i do something similar, send the money for all the bills and food to my girlfriend and then if we go out anywhere for food or drinks I cover that from the money I send to my account.Roger ********
OPThis is my current thinking
Colin **********
It will depend on the bank, when i dont use my account they send me a message saying "your account will be closed in 30 days if you dont make payments" or something like that. Phone the banks hot line they can tell you there policy
Roger ********
OP@Colin *********
Thank you. After how long of no use?Colin **********
@Roger *******
this is thier policy if a savings account remains inactive (no transactions) for more than 1 year and the balance falls below 2,000 THB, the bank will charge a monthly maintenance fee of 50 THB. This fee is deducted monthly until the balance reaches zero. Once the balance hits zero, if there have been no transactions for another 365 days (1 year), the bank will automatically close the account.Roger ********
OP@Colin *********
Thank youColin **********
@Roger *******
not sure probably 9 or 12 monthsRoger ********
OP@Colin *********
the dreaded Bangkok BankColin **********
@Roger *******
which bank?Roger ********
OPSo, a small amount injected every month should keep the bank happy?
Activity
8 joined8
people
Related
25Will immigration in Chaeng Wattana be open tomorrow for visa extension?
9.6k442071mo
Do I need to show my flight details to immigration when extending my tourist visa in Thailand?
909882mo
How can I successfully extend my Non-O visa in Thailand?
3k8745mo
What are the latest updates on Thailand's visa rules and their impact on tourists?
19.8k1462678mo
Do my hosts need to submit a TM30 if I stay with them in Thailand for 60 days?
1k9310mo
Can I extend my DTV visa in Thailand, or do I need to leave the country before it expires?
3.8k411410mo
What is the correct process for obtaining and extending an O-Visa in Thailand?
3.2k24331y
Can I enter Thailand on a new passport while holding a re-entry permit in an old passport?
1.8k6131y
What documents are required to open a bank account in Thailand as a remote worker?
4.5k46202y
What are the best methods for fast and cost-effective money transfers to Thai bank accounts?
2.8k22182y
What types of visas are available for retired and solvent individuals wanting to live in Thailand?
4.9k43352y
Can I switch from an education visa to a tourist visa in Thailand after a three-month stay?
1.7k9222y
Can I extend my NON-O visa date if I will be out of Thailand before it expires?
1.1k5112y
What should I do about the "USED" stamp on my multiple entry NoN-O marriage visa when facing issues at immigration?
4.5k36383y
Do I really have to buy life insurance to open a bank account at Bangkok Bank in Thailand?
10.1k90813y
Which banks in Thailand allow joint accounts with both partners using PromptPay on their phones?
1.7k214y
Should I extend my visa in Chiang Mai or when I head south?
1.8k11194y
What was the experience like for extending a 30-day visa in Bangkok and what are the current TM30 requirements?
1.1k2194y
Do money transfers from a US Bank using WISE show as domestic or foreign transfers into a Thai bank account?
4.6k38354y
Does leaving Thailand and returning affect the extension of my O 'retirement' visa?
2.4k18214y
Can my family switch their O single entry visa to a multiple entry visa or extend it while it's still valid?
523144y
Why are so many people waiting until the last minute for visa processing in Thailand?
4.6k26756y
Is it normal to be charged 700 Baht for a confirmation letter from Bangkok Bank for immigration purposes?
1.6k1297y
Should I get a tourist visa for my trip to Thailand if I plan to stay for six weeks?
3.7k30337y
What are the steps to apply for an ED visa in Thailand while currently on a one-month visa?
3098y
Resources
Need help with your Thai visa?
#1 visa agent · 4,000+ reviews · 100,000+ expats served