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How long can a bank account remain dormant before it gets closed in Thailand?

Thailand bankingdormant accountsvisa extensionmoney transfersexpats in Thailandaccount policies
Oct 2, 2025
6 days ago
Roger ********
ORIGINAL POSTER
Thinking of cutting out the middle man and just sending the monthly money to my wife. I have a lump sum for visa extension purposes. Anyone know how long a bank account can remain dormant before being closed/locked by the bank?
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TLDR : Answer Summary
The duration a bank account can remain dormant before closure varies by bank. Some banks notify account holders about impending closure after 30 days of inactivity, while others may wait up to 6 months. It's essential to contact your specific bank for their policy to avoid jeopardizing your visa.
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Tony **********
Banks don't usually object to holding money.
6 days ago
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Bent *************
Why don’t you just ask the bank?😂
6 days ago
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Roger ********
ORIGINAL POSTER
@Bent ************
 why would l want them to know?
6 days ago
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Bent *************
@Roger *******
If everything you do is legal, why don’t you want the bank to know, hmmm?
6 days ago
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Bent *************
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Phil ******
@Roger *******
 some banks are 6 months but you will put your visa in jeopardy. There's no transfer fees from your Thai bank to your wifes Thai bank.

I don't recommend you do this.
6 days ago
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Roger ********
ORIGINAL POSTER
@Phil *****
 How will it put my visa in jeopardy? It's a lump sum.
6 days ago
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Graham ******
@Roger *******
 because the 65k international monthly deposits must be received in a Thai bank account in your name only
6 days ago
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Roger ********
ORIGINAL POSTER
@Graham *****
 Lump sum.
6 days ago
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Graham ******
@Roger *******
 You said this "just sending the monthly money to my wife"
6 days ago
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Roger ********
ORIGINAL POSTER
I don't have a DTV. Been here 20 years. I still have no idea what a DTV is. I maintain in excess of 800k. I did mention "lump sum" in the original post.
6 days ago
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Roger ********
ORIGINAL POSTER
@Graham *****
 followed by .......?
6 days ago
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Roger ********
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Phil ******
@Roger *******
 your closing your bank account or did i miss something
6 days ago
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Roger ********
ORIGINAL POSTER
@Phil *****
 not closing it. Putting it to sleep.
6 days ago
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Phil ******
@Roger *******
 yep and they not youwill close itand the account won't be visible for Immigration
6 days ago
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Roger ********
ORIGINAL POSTER
@Phil *****
6 days ago
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Phil ******
@Roger *******
 yes that's absolutely correct but as a holder of a DTV by lawyou need to advise Immi of changes to your circumstances.. if your account has ฿500k in thereunder you account is suspended you won't have access to the ฿500k. Thus my worry that your DTV will be cancelled. As I advisedkeepyour account active which will cost nothing in the transfers to another Thai account. That's my recommendation and if you wish to confirm with immi then call or visit them
6 days ago
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Roger ********
ORIGINAL POSTER
@Phil *****
 please see
@Colin *********
 comments
6 days ago
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Roger ********
ORIGINAL POSTER
@Phil *****
 Apparently not for at least 12 months. And only then if the sum has dropped below 2000
6 days ago
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Roger ********
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Michael ********
I split it, send my beer money to my account and the rest to my wife, she pays the bills 😉
6 days ago
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Steven ******
@Michael *******
 i do something similar, send the money for all the bills and food to my girlfriend and then if we go out anywhere for food or drinks I cover that from the money I send to my account.
6 days ago
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Roger ********
ORIGINAL POSTER
This is my current thinking
6 days ago
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Roger ********
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Colin **********
It will depend on the bank, when i dont use my account they send me a message saying "your account will be closed in 30 days if you dont make payments" or something like that. Phone the banks hot line they can tell you there policy
6 days ago
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Roger ********
ORIGINAL POSTER
@Colin *********
 Thank you. After how long of no use?
6 days ago
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Colin **********
@Roger *******
 this is thier policy if a savings account remains inactive (no transactions) for more than 1 year and the balance falls below 2,000 THB, the bank will charge a monthly maintenance fee of 50 THB. This fee is deducted monthly until the balance reaches zero. Once the balance hits zero, if there have been no transactions for another 365 days (1 year), the bank will automatically close the account.
6 days ago
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Roger ********
ORIGINAL POSTER
@Colin *********
 Thank you
6 days ago
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Roger ********
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Colin **********
@Roger *******
 not sure probably 9 or 12 months
6 days ago
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Roger ********
ORIGINAL POSTER
So, a small amount injected every month should keep the bank happy?
6 days ago
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Colin **********
@Roger *******
 which bank?
6 days ago
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Roger ********
ORIGINAL POSTER
@Colin *********
 the dreaded Bangkok Bank
6 days ago
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Roger ********
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