it's not about being righteous when using an agent. It's about the fact that agents are fraudulently obtaining visas by bribes and bypassing Immigration Law. I prefer to do things the legal way because if a crackdown on agents ever happen I will wave goodbye to the ones who used an agent. Lolol
You have to think about Healthcare and how it will impact your monthly pension. Most policies do not cover pre-existing conditions and even though Healthcare is relatively cheap a trip to the hospital for something major will cost you.
okay I will cut him some slack then. Profile said he was from the UK. Bad assumption on my part. Also don't even need to speak English to find a wife lolol.