Can anyone give me some insight on returned money transfer to Bangkok Bank, no problems before and recent transfer was returned by the bank.

So.. Last year, when I tried to pay for my medical insurance, I got an error message in the bank app, saying i need to visit the bank.

I went to the local Krungthai and was told that new banking regulations forbid foreigners transfering more than 50,000 per transfer...

My daily transfer limit was 1,500,000 per day, so just did 2 transfers and haven't really thought about it since...

A few days ago, i mentioned this to an accountant and she spoke to me with disbelief, as tho I'm an idiot, because nobody else has ever heard of this... Saying I just need to go in and change the limit...

I went to the local Krungthai branch and was told that thai banking regulations forbid foreigners, transfering more than 50,000 per transfer and if I need to transfer more, i need to do more than one transfer, or withdraw the cash and transfer by hand.... So if i need to transfer 800,000, I can do 16 transfers or withdraw the cash...

I went to the provincial branch and they said pretty much the same... Thai Banking regulations forbid foreigners transfering more than 50,000 in the app... ( "in the app" is a significant change.) If I need to transfer more, I can do in the bank... Slightly different story, but better than the local branch.

I went to the provincial branch of Bangkok Bank, asked to change the transfer limit and it was done, instantly, no question asked...

Has anyone else experienced this nonsense, and which banks do or don't allow transfers of more than 50,000 baht?

I was using Wise to send money from the U.S. to my wife's account in Thailand (TTB). Any suggestions for a replacement since Wise says "this bank no longer accepts cross-border remittances." Does this mean Wise or all electronic transfer systems?

I am an American in Bangkok with a non O visa and need to open a bank account. Any recommendations on which bank or branch I should try first? Thanks

Bank account update.

Hi last week I posted here asking for personal experiences opening a bank account and I got some helpful advice. I also got the usual doom sayer , keyboard warrior stuff suggesting I had no chance without an agent. Anyway, here is my experience and this relates only to one bank branch in one specific place but it may assist someone. It’s specific to me a UK citizen on O-A 12 month retirement visa.

I went today to Bangkok bank in Karon Beach, Phuket , I was there a total of 55 minutes including waiting time. I signed what seemed like hundreds of forms then left with a savings book and master card for my newly opened bank account.

What was required :

1. My passport showing entry stamp and long term visa

2. Printout of E Visa

3. I was asked for a Thai driving licence but they accepted my UK licence and International driving permit instead.

4. Thai phone number

5. UK UTR ( Tax reference)

I had taken a residence certificate ( some people in this group refer to this as “ a letter from immigration” )this was not required.

I also took TM 30 also not required and I was never asked for a tenancy agreement. ( I don’t have one anyway)

As I say this was my experience in a specific branch. The experience may well differ in different branches of BKK bank and different banks. It may also differ with different nationalities and different visas.

I paid a small fee 699 baht for my Mastercard. There was an option for a different card at 400 baht. After my account was opened I was offered insurance but declined and this was no issue.

One last thing, despite having a Thai sim I could not set up online banking but was told if I got a top up invoice from an AIS store with my phone number on it they would be able to do this for me quite easily on my next visit.

BKK bank in Karon is the first and only bank I went to.

Hope this helps someone

Updating your passport info at your bank or the money will be confiscated rumors. Is ABSOLUTELY FALSE. It’s true that all foreigners with Thai bank accounts need to update their passport information or they will not be able to use the bank phone apps. I bank with Bangkok bank hope this helps and people don’t panic.

Just received a notification from Bangkok bank! What is this? What should I do? 🙏🏼

11/Apr/2025 I just went to Bangkok Bank in Ratchaburi province to attempt to open a bank account. The bank employee had 100 reasons for denying me and no reasons to help me. The biggest hurdle I was unable to jump over. It was…my visa had to state “retirement” in my passport. Well, I have a Non-O marriage visa and it doesn’t state “retirement”. My Thai wife and I both looked at each other and decided it was hopeless.

We went to Krungthai bank and they rolled out the red carpet for us. They were looking for reasons to help us. Smooth sailing at Krungthai.

Just been to Bangkok Bank in Udon Thani and asked for a simple bank account. I had my passport and 90 day retirement visa and driving licence. I’m 56 and retired and in a relationship. My girlfriend rents a home nearby. I was told that I also need a TM30 stamped at immigration office and long term rental agreement. She also tried to sell me Insurance for 50k baht for 12 months, as she said it would help my application. This is just a post for information purposes but feel free to add comments that may help!

Hello. I intend to use my Bangkok Bank account for the application. Is the bank statement enough or do we need a ownership certificate of that account signed/stamped by the bank? Thanks!