My U.S. Social Security is direct deposited to my Bangkok bank savings account, with this notation....

"upload direct deposit / credit FEDI B2B"

AI indictates that is acceptable to Thailand Immigration. Yes, I know AI cannot be100% trusted, but it also gives many source references I can use to check further. My question to this group: is anyone else using U.S. Social Security direct deposits to a Bangkok Bank account which has a deposit coding acceptable to Immigration for Non-O extensions? I would like to use this for my next extension after having 12 consistent deposits like this.

More info from AI:

"Upload direct deposit / credit FEDI B2B" on your Bangkok Bank statement indicates an electronic funds transfer from your US Social Security, received via Thailand's banking network.

FEDI stands for Financial Electronic Data Interchange, Thailand's system for secure business-to-business (B2B) electronic payments and credits between banks. The "upload direct deposit / credit" part describes the incoming ACH-style transfer, where funds are "uploaded" or credited directly into your account without a check.

US Social Security payments to Thai banks like Bangkok Bank use international direct deposit, converted to THB automatically, often labeled this way due to FEDI processing. This is standard for expats and confirms a legitimate, fee-free deposit from the SSA via the US Treasury.

Bangkok Bank categorizes foreign electronic credits as FEDI B2B to distinguish them from domestic transfers or cash deposits, aiding in transaction tracking and compliance.

The "upload direct deposit / credit FEDI B2B" notation on Bangkok Bank statements is widely accepted by Thai immigration as proof of an international income source for retirement visas like the O-A or O-X.

Expats confirm FEDI B2B entries from US Social Security satisfy this, as they denote electronic foreign transfers via Thailand's interbank system, distinguishing them from local income.

Forums and US Embassy guidance note that Bangkok Bank statements with FEDI notations routinely pass 90-day reporting and visa extensions, often supplemented by an SSA award letter if requested. No reports indicate rejection due to this format; it's standard for SSA direct deposits to Thai banks.

Due to problems with Wise not marking international payments as international I'm just wondering if I can do the following:

I already have a Bangkok Bank account already with the requisite 800k which I'll be using to obtain my Non-O retirement 1 year extension in mid January (the money has been there for many months).

I also have a Kasikorn account, which I believe Wise payments will show as international deposits, if I pay in 65K for 12 months and after 12 months will I be able to switch the visa to the Kasikorn account and then carry on with the 65K method

Hi all. Today when I wanted to unblock my account at Bangkok bank I was surprised to be asked to go to the embassy of my country for I don't know what certificate. I tried to open another account at Kungskri bank but I was told that for a multiple-entry OA visa they cannot open an account for me. They suggested that I change my visa type. Have these banks become idiots? Have you had this kind of problem? Where is the easiest place to open an account based on an O-A visa?

Epilogue.

I opened my account at Kungskri Bank (a different branch than the one I went to the first time) this morning quickly and without any problems. After opening it, I told them that I wanted to transfer the money from my Bangkok Bank account but it was not possible directly, so I got a driver with the bank's car to take me to close the Bangkok Bank account and return safely with the money I had withdrawn to deposit at Kungskri. Everything went quickly except for the time spent at Bangkok Bank where it took a little longer. Thank you to everyone who recommended me to look for another bank or recommended Kungskri to me. Thank you also to the staff who restored my trust in the professional services that a bank must offer to its customers.

Hello,

Has any of you recently applied (in-country) non-o extension using Bangkok Bank account? One of the agents told me last week that Immigration officer would not approve the application if your funds were with Bangkok Bank. Not sure whether true or not! Please share your experience. Thank you!

Some weeks ago I read on this group about banks not issuing bank statements or current balance statements unless the funds had been in deposit for four months or more. This caused concern because some extensions of stay require only 60 days of funds in deposit (maybe others 90). But is this 4 month bank requirement still on? Or has this gone away?

Anyone experienced this:

Bangkok bank are now asking me for a 12 month lease for my condo.They say a 6 month lease that I am currently on Is not good enough.This is carrying on from the freezing of the accounts from earlier this.

Question for Bangkok Bank users. I am making monthly deposits of over 65.000 through Wise with the same reason “long term stay “.

Most codes show “foreign T/T” but TWO show “Dep TRF FR E-CH”. Anyone know if this still shows foreign deposit for immigration. 

Thanks

Can anyone confirm to get the 12 months of bank statements from Bangkok Bank and the certification of balance letter do you need your passport/ID AND your passbook when asking in the branch? This is to ask for them not to receive them.

EDIT: It seems both are absolutely necessary. So secondary question, how long after the statements are taken from the bank must they be used for the visa renewal? If the statements are requested on the 1st I aim to renew on the 9th. Should be fine?

So, I'm not sure if this is general knowledge, as I've been told before.

I opened a Bangkok Bank account ten days ago. I then used Wise to transfer ten thousand pounds (400k baht). I also transferred some extra, realizing how quickly Wise worked and that you can be like a Thai and use the QR code with it to pay private accounts. The bank just rang me this afternoon to tell me that the 400k cannot be touched.

It shows I have the money in the bank, but my available balance is only twenty-six thousand. She says it is trapped for 6 months. Luckily, I had put it in there, and I was going to forget about it.

So, each year I have the four hundred k required, but I'm letting people know in case your situation is different.

What's up with BBL now?

I have been out of Thailand for over a year now but I have maintained my BBL account with a balance of

<฿100. I have not been able to use my Mobile banking account app for at least 15 months. There was an update to the app and whenever I attempted to use the app I was forced to install the update before using it. I was required to visit my Bangkok Bank to accomplish that. I was not willing to do so for my small balance.

Today, there was a new Play Store update of the app. AND LO AND BEHOLD I AM NOW ABLE TO FULLY USE THE APP AGAIN.

Bangkok Bank has actually made something easier!