“Do I think so?” No, I don’t think so for me or I’d switch. It’s sure easy enough to claim remote work or a dental appointment. The initial process for the over 50 is a bit laborious as is the DTV and most all VISA’s and We renew once a year in a very simple process l. We Never have to leave country and if you have the required monthly amount you don’t even need to leave any cash rotting in the bank forever. Or 5 years in your case and then start that complicated process all over again (if it’s still available). But If it’s good for you, do it. It’s all about what’s easier for each individual.