uhmm seen all your questions people give you answers and you keep asking same questions methinks your the troll. I am very aware of most types of visas, used to be moderator here as well but got fed up with idiots like you that wont lusten to reason
Yes i have been with Bangkok bank since 1988 just opened accounts at two more banks. Think its advisable nowadays not to put all your eggs in one basket
Non O for visiting ? Thats a strange interpretation trying to justify why you dont have a long term visa, whilst staying long term. I have been in Thailand for about 150 days this year, i have a long term visa