@Lyndon ***********
yes I understand that but if I’m on a Visa exempt for 60 days and then say halfway through that holiday can I then apply for a non-immigrant oo and then open a bank account while still in Thailand, I’m slightly confused because then you would be given a non immigrant o Visa for 90 days so I don’t think that can be done  on top of the 60 days you already have with your exempt