What are the implications of Wise launching services in Thailand for expats and digital nomads?

i usw truemoney with all you mentioned above and its super easy and helpful!

Write me a massague

Très bonne nouvelle mon Titou d'amour 👍un grand merci pour ton message, 🙏😘❤

Not good news.

Ridiculous third world restrictions.

I see no reason to getting this in lieu of my US-registered Wise card/account. I load up USD from my pension (direct deposit in US bank) and brokerage accounts to Wise in USD, then convert what I need to THB. I have a KBank card/account (LTR visa) that I use for QR and utility payments. I don’t see an upside to changing this workflow.

Countless other foreign apps already allows PromptPay. The issue is that it only allows you to scan QR codes linked to business account while irl most vendors uses QR codes linked to their personal accounts.

Sounds good to me.

Why would someone struggle to get thai bank account? For anyone with non tourist visa is very simple.

Wise sucks. Greedy company

So they will give you a Thai bank account number like in the UK otherwise how do you top up your wise account?

Wise only good for small amounts of money there staff haven’t got a clue what there talkin about

True has been great so far. No issues here

good news if its true

“Based on February 2026 reports, your U.S.-registered Wise account should not be affected by the May 2026 regulatory changes that limit ATM use, provided your address remains outside Thailand. You can continue using your US Wise card for ATM withdrawals in Thailand, as these new restrictions apply only to accounts with a Thai address regulated by the Bank of Thailand.”

Actually this kind of thing has been available in Kasikorn Pay & Tour cards. Anyone could get one & preload it with as much as you want. This other deal with Wise (Who I use often to trans money & they are great) but it is just something similar. What folks like DTV & others need is a bank or bank like account that can also pass the test of proof of funds for Immigration & visa extensions right? That is where folks who cannot get a bank account have the problems.

@Marcel *******

👍

People thought the DTV visa meant long-term freedom in Thailand. It doesn’t. It’s still a tourist visa. Valid for five years? Yes. But that doesn’t mean you can stay five years straight—and it definitely doesn’t lead to permanent residency.

Then came the wake-up call: bank accounts linked to biometric IDs… and millions of accounts shut down.

-Now zoom out-

Digital baht.

Surveillance cameras everywhere.

Digital IDs.

SIM registration with digital ID.

Biometric travelregistration no passport needed anymore.

This isn’t coincidence. It’s a system.

Look up and Google “Social Credit System Thailand” and decide for yourself where this is heading.

And the stricter visa rules and border crackdowns?

You really think that’s just about scam centers and illegal work?

Thailand isn’t getting more relaxed. It’s getting more controlled.

Except they will remove the ability to withdraw cash at an ATM.

A Thai Wise card linked to a Thai address will be worse than other Wise cards. Still not able to withdraw cash at Thai ATMs without the THB 250 fee, no Apple Pay, perhaps no Google Pay and it’s even unclear if it’s even possible to withdraw money in Thailand after all. It’s nice for Thai people who do often international transfers but other banks will become cheaper for international transfers as well for sure. For withdrawing money abroad there are better multi-currency cards around. Like the Krungthai multi-currency debit card with zero withdrawal fees until December 31, 2026 whereas the Wise debit card has a limit of €200/month concerning withdrawing money. A Wise account linked to a Thai account seems to be useless, except maybe when they are offering very high interest rates but interest is only available in USD, EUR and GBP at the moment so THB probably won’t get any interest

Advantage? Hmm, well, not really! The disadvantage is that if you have a Thai address registered with Wise, you won't be able to withdraw cash from ATMs with your Wise Card in the future. That's why it's recommended to always register a German address for your Wise Card.

Hallelujah I’ve been waiting years for this!

They'll only allow registration by Thai ID. So Wise Thailand account is only for Thai citizens. Foreigners won't be allowed to open Thai wise account. Same thing happened with PayPal when it was relaunched again and now only accepts Thai ID for registration.

I have previously used WISE for transfers to Thailand because the transactions were considered domestic transfers (for tax advantages). However, this will no longer be the case, and the transfers will be registered as international transfers.

Nagad

019606946655

Nagad TK

My wise card is North American will I have problems withdrawing money from it in May

Is wise a real bank? Or is this service a little like PayPal in that they might just decide to hold your money for 120 days "just in case" because of some AI fraud bot?

Can it be used by tourists?

Yeah, thats if they don't close your account elsewhere, especially in the UK.

Not a safe bank to trust your money too.

where you find this info?

The problem is you can have ONLY THB in your account, no hold $ or €, all amount in your account must stay in THB !

Accepted by Thai immigration? Doubt it very much unfortunately 😕

Can non residents even sign up?

Just use cash anyway stop being lazy

There is already an app for this that allows you to pay QR code in Asia called Moreta Pay

Is it possible yet to transfer money out of Thailand using WISE?

Only solution: Revolut

Why would Thailand prioritize PayPal or Wise rails for foreigners when those systems are still controlled by foreign entities? From a sovereignty standpoint, it would make more sense for the DTV financial requirement to be held in Thai government bonds or with a Thai financial institution for the duration of the visa.

It's just another move towards an digital monetary system.

I already see (as they always do) Bank of Thailand and the Thai Government writing a new law for blocking what they don't want... Let's see within weeks or months !

Currently with Revolut, who have just officially become a UK bank. I know some in Thailand have had their accounts suspended - so Wise looks a potential option.

Monitoring.

I've been using Wise for a while now and recently loaded up a big chunk of money ahead of my upcoming trip to Thailand. It was super handy for pulling cash from ATMs without the hassle or risk of carrying loads of cash from home — no worries about losing it or theft.

Just found out in time (thankfully before I fly out) that under the new local licensing rules kicking in from May 2026, the Wise card issued through the Thai-regulated entity won't allow ATM withdrawals inside Thailand anymore. That's a real bummer and a big downside compared to before — I was relying on it for easy cash access.

I've got plenty of time to withdraw that lump sum now before heading over. Disappointing move by Wise, especially since it was one of the best low-fee options for travelers.

Has anyone tried TAGTHAi (or Thaitag/TAGTHAi Easy Pay) as an alternative? I've heard mixed things — some say the exchange rates aren't great or there are hidden fees. What's the real deal with this card for tourists? Does it let you withdraw cash from ATMs easily, or is it more focused on QR/PromptPay payments?

Just a small problem: wise is not a bank

i wonder can you hold a THAI wise and UK wise account at the same time

All wrong !! Wise will turn locally into a regular Thai bank , with the same regulations: no account for DTV holders !!

the government killed PayPal, they're now killing Wise. devils in the details.

What about ATM withdrawal fees? This would be the game changer

What documentation will you need as a "Resident" of Thailand to open a Thai Wise Account? In an expat group recently complaints that the requirements were difficult - residence certificates and ID types.

There’s nothing good about it. It’s laying the groundwork for digital currency’s.

If you use wise thailand and you resident then you can use

if they are decide to follow on PayPal footsteps it will be definitely not a good new at all