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Answered6 months ago

Why is it now recommended to obtain a Non-O visa before arriving in Thailand instead of applying in-country?

Tod *********
asked Apr 17, 2026
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ATTENTION ALL MEMBERS:

Change in group recommendation for Non-O visas

This is just going to be an FYI type of post to relate information..

In the past we'd advise people to come in free stamp (visa exempt) open a thai bank account, transfer in the required funds and apply for the Non-O visa inside the country at your immigration office.

Unfortunately due to the banks tightening up who can open an account and what visa you need to do it, showing up free stamp often means you're not going to be able to open a bank account to start the whole in country Non-O visa process.

That is why we are recommending people get their 90 day single entry Non-O visa OUTSIDE of thailand (hopefully before you wing your way here) because once you stamp in on that Non-O it's usually not that difficult to open a bank account (although you still might have to try a couple banks/branches, you can get it accomplished).

If you're already here in thailand you can go to a nearby country to apply for the initial 90 day Non-O visa thru a consulate there.. The consulates in Lao and Vietnam are not difficult to deal with and have fast processing for 'regular visas' (Non-O, Non-B, Non-ED).. In Lao you do have to go to the consulate in person to pay for the visa once you apply

Another upside to applying outside thailand is that you can use money in your account in your home country as proof of funds.

I would say give the thai consulates in Malaysia (Kuala Lumpur, Kota Bharu, Penang) a pass for these visas as their processing time seems to be long. Same for the thai consulate in Phnom Penh give it a pass as they have extended processing times..

I just wanted people to understand why we used to say come in, get the Non-O in country and now why we're saying get the Non-O BEFORE you wing your way here or go to a thai consulate in a nearby country and get one.
Answer summary
The process for obtaining a Non-O visa in Thailand has changed. Previously, expats were advised to enter Thailand on a visa-exempt stay and then apply for the Non-O visa within the country. However, due to stricter banking regulations, many are now recommended to obtain a 90-day single-entry Non-O visa from a Thai consulate outside of Thailand before arrival, as this facilitates easier access to a Thai bank account necessary for the visa application process. It's suggested that expats consider nearby countries like Laos or Vietnam for a smoother consulate experience, while avoiding long-processing locations like Malaysia and Cambodia. Comments from community members highlight various experiences and tips regarding the Non-O visa process, including transitioning to a retirement visa and specific consulate requirements.
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Katyee **********
Katyee **********
We switched from the business visa to Non O guardian visa.

Both times (once I accidentally cancelled my visa when I left the country thinking I had a single reentry) our family and then me by myself went to KL.

We uploaded all the documentation a couple weeks in advance and both times were approved in under 30 hours. We didn’t have to go in any office.

The only different thing was as an American we can normally go through the electronic line when entering. But my last step was uploading a picture of my stamp upon arrival in Malaysia and needed to go to a line with a person.

All that to say, follow Tod’s instructions and it’s a very smooth process.
Tod *********
Tod *********
OP
@Katyee *********
right that 'no stamp' entry catches people out when you have to upload proof you're IN malaysia :)
Milo ****
Milo ****
What about the spouse of a non b visa holder?

Can they open an account when they are on non o dependent visa?
RubyFlo*******
RubyFlo*******
Good info, thank you.

When proccesing the 90 day visa (non o) at home country do i need to show funds in my account? Or only when arriving and opening a Thai account to transfer money..thank you
Jim **********
Jim **********
Thanks for the advice

It’s sad the government and banks make this so difficult
Meagan *******
Meagan *******
I just returned on Weds on a Non-O applied for in Australia 🇦🇺, how soon do u recommend I go see immigration here on Samui to start the ball rolling for retirement visa?

Thanku
Tod *********
Tod *********
OP
@Meagan ******
I think you should go and file a tm30 showing that you're registered is staying in that area and you should get the handout from them listing the requirements. I believe that immigration office allows you to apply for an extension when you have 30 days or less.

Definitely check with them when you go get the handout
Neal *******
Neal *******
Thanks 🙏 Tod!
Christopher ******
Christopher ******
Do Thai consulates policies vary by country? I once tried to apply for a visa while i was in Argentina but they said they wouldn’t do it unless I have residency in Argentina which I don’t. But you’re saying in one if those other countries I could?
Ellie *******
Ellie *******
@Christopher *****
, yes, they are hugely different by each embassy/consurate
Tod *********
Tod *********
OP
@Christopher *****
totally up to the consulate as far as IF you can or can't get it

SOME only sell to people who show legal residence in that country.
Michael ******
Michael ******
Great…thanks…good info.

And the non O then can be transferred into a yearly retirement visa…?
Graham ******
Graham ******
@Michael *****
yes, you can get an in country 12 month Extension of Stay based on retirement (not a visa) if it is the reason that the original Non-O was issued by meeting the requirements
Tod *********
Tod *********
OP
Correct
@Michael *****
you need the Non-O visa to apply for the year "extension of stay" at the immigration office <- that's what you're calling the "yearly retirement visa",
Ian *******
Ian *******
We did it exactly the way Tod has advised, no issues at all
Simon ********
Simon ********
Also not all Immigration offices will issue a Non O visa in country. e.g. Chiang Rai which said that no such thing exists.
Graham ******
Graham ******
@Simon *******
that's a point to consider too
Peter **********
Peter **********
Great post! Thanks.

Shout out for Thai consulate in Savannakhet. 👍

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