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Why is it now recommended to obtain a Non-O visa before arriving in Thailand instead of applying in-country?

Apr 17, 2026
14 days ago
Tod *********
ORIGINAL POSTER
ATTENTION ALL MEMBERS:

Change in group recommendation for Non-O visas

This is just going to be an FYI type of post to relate information..

In the past we'd advise people to come in free stamp (visa exempt) open a thai bank account, transfer in the required funds and apply for the Non-O visa inside the country at your immigration office.

Unfortunately due to the banks tightening up who can open an account and what visa you need to do it, showing up free stamp often means you're not going to be able to open a bank account to start the whole in country Non-O visa process.

That is why we are recommending people get their 90 day single entry Non-O visa OUTSIDE of thailand (hopefully before you wing your way here) because once you stamp in on that Non-O it's usually not that difficult to open a bank account (although you still might have to try a couple banks/branches, you can get it accomplished).

If you're already here in thailand you can go to a nearby country to apply for the initial 90 day Non-O visa thru a consulate there.. The consulates in Lao and Vietnam are not difficult to deal with and have fast processing for 'regular visas' (Non-O, Non-B, Non-ED).. In Lao you do have to go to the consulate in person to pay for the visa once you apply

Another upside to applying outside thailand is that you can use money in your account in your home country as proof of funds.

I would say give the thai consulates in Malaysia (Kuala Lumpur, Kota Bharu, Penang) a pass for these visas as their processing time seems to be long. Same for the thai consulate in Phnom Penh give it a pass as they have extended processing times..

I just wanted people to understand why we used to say come in, get the Non-O in country and now why we're saying get the Non-O BEFORE you wing your way here or go to a thai consulate in a nearby country and get one.
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TLDR : Answer Summary
This post outlines a change in advice for obtaining a Non-O visa for expats in Thailand. Previously, it was recommended to arrive with a visa-exempt stamp and then apply for a Non-O visa in-country. Due to stricter bank policies, it is now suggested to secure a 90-day single entry Non-O visa from outside Thailand, which makes it easier to open a Thai bank account and initiate the visa process. The post also highlights specific consulates with favorable processing times and advises against using certain locations due to long delays. Key comments further clarify the transition from Non-O to retirement visas and the varying policies of Thai consulates.
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Milo ****
What about the spouse of a non b visa holder?

Can they open an account when they are on non o dependent visa?
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RubyFlo*******
Good info, thank you.

When proccesing the 90 day visa (non o) at home country do i need to show funds in my account? Or only when arriving and opening a Thai account to transfer money..thank you
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Jim **********
Thanks for the advice

It’s sad the government and banks make this so difficult
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Meagan *******
I just returned on Weds on a Non-O applied for in Australia 🇦🇺, how soon do u recommend I go see immigration here on Samui to start the ball rolling for retirement visa?

Thanku
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Tod *********
ORIGINAL POSTER
@Meagan ******
I think you should go and file a tm30 showing that you're registered is staying in that area and you should get the handout from them listing the requirements. I believe that immigration office allows you to apply for an extension when you have 30 days or less.

Definitely check with them when you go get the handout
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Tod *********
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Neal *******
Thanks 🙏 Tod!
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Christopher ******
Do Thai consulates policies vary by country? I once tried to apply for a visa while i was in Argentina but they said they wouldn’t do it unless I have residency in Argentina which I don’t. But you’re saying in one if those other countries I could?
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Ellie *******
@Christopher *****
, yes, they are hugely different by each embassy/consurate
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Tod *********
ORIGINAL POSTER
@Christopher *****
totally up to the consulate as far as IF you can or can't get it

SOME only sell to people who show legal residence in that country.
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Tod *********
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Michael ******
Great…thanks…good info.

And the non O then can be transferred into a yearly retirement visa…?
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Graham ******
@Michael *****
yes, you can get an in country 12 month Extension of Stay based on retirement (not a visa) if it is the reason that the original Non-O was issued by meeting the requirements
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Tod *********
ORIGINAL POSTER
Correct
@Michael *****
you need the Non-O visa to apply for the year "extension of stay" at the immigration office <- that's what you're calling the "yearly retirement visa",
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Tod *********
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Ian *******
We did it exactly the way Tod has advised, no issues at all
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Simon ********
Also not all Immigration offices will issue a Non O visa in country. e.g. Chiang Rai which said that no such thing exists.
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Graham ******
@Simon *******
that's a point to consider too
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Graham ******
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Peter **********
Great post! Thanks.

Shout out for Thai consulate in Savannakhet. 👍
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Peter **********
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