Im not sure as obviously I only checked for myself. I also wouldnt know how it works as a new client at your age. Im 57 so maybe I will benefit somehow moving forward annually financially whereas someone like yourself may get hit with a high premium, but I really dont know.
I eailed them and the chap I conversed with told me what I wrote above
Dangerous game as I found out last year. Had a very significant fracture that Im still on physio for 14 months on. Needed surgery and luckily I got a 'fit to fly' certificate to go back to England otherwise I would have been goosed!
Once I end up living in Thailand Im gonna make sure Im covered FULLY and been quoted aroud 5000 baht a month which I will deduct from my condo rental, so in effect instead of living in Pattaya for 15k - 20k, I'll live Na Jomtien or even Bang Saray for 10 - 15k
My health is way more important than a snazzy gaff 😆
You need to take the same advice! What is wrong with you people?
If someone starts a sentence asking for "anyone experienced entering Thailand on a DTV......." It means tey are asking for the experiences of anyone who has done that! If you are new to Thailand I can understand your inadequacies. Maybe you are not aware that Thailands rules/laws are constantly changing
You even started your reply with . . . Everyone's experiences are different" 😂
Which cements my point 😂
As for your last sentence . . . . 1) Dont tell me what to do and 2) Here you are arguing about it 😂
Unexpected surprises are daily in Thailand even to the seasoned Thai traveller
Advice from personal exp is get a Thai sim card, I get unlimited everything for around 500-600 baht a month
Health Insurance Id use a Thai based company for simplicity of being on the same time zone. If anything happens to you and you cannot contact your care company based in USA it may cause issues in emergencies
I usually pack things that I prefer that I cant find there or are way more expensive there, like razors and shaving gel. Obviously food is your own personal choice and I often take some items from home.
Buy your adaptors there. They have many different types in supermarkets. There is also a chain called MrDIY where you can buy tonnes of stuff like that. Something like the image below would cost around $15 in Thailand, obviously this is a UK adaptor
Ive taken clothing that Ive barely used like a couple of designer trousers cos its always too hot! But nice to have for a date for example
As for scams, there are plenty. Just work on the premise if you dont need something, dont allow anyone to grab you!