I opened my Bangkok bank account with a visa exempt stamp a bit more than 2 years ago. I just logged in and it is just fine. It looks like Bangkok bank and other banks are closing those accounts with phone number ID not matching with the account owner ID. Because 100 % of the time scammers use this technique. Most Chinese and some other nationals have a Thai lady open a bank account under her name, then they take control of the account with their phone app. That is why you see long queues of Chinese nationals in front of that banks lately.
Everyone already knew for a long time that they were cracking down on accounts with phone numbers belonging to someone other than account owner. This is how scammers work.
I have been to like 12 or more Philippine islands, I had some of my best trips and adventures in Philippines. Islands are the best, snorkeling or tropical fruits, I love it. People were so kind to me, I can't imagine how a foreigner may have a bad time there.
You have a better chance at small city banks, I suggest calling Bangkok and Kasikorn banks in places like Suphanburi, Saraburi, Petchaburi etc. once you locate a friendly bank, you will need an immigration letter to be able to open bank account there
someone may enter visa exempt to have a business meeting, or to participate in a sports competition or to buy a condo. Visa exempt means just visa exempt. All this issues, confusion, misinderstings arise simply because Thai side is unable to define the law clearly. They need to say for example: max 2 visa exempt entry permitted within a 12-month period and just stick with that by all immigration officers. Japan, Korea, Europe and most other developed nations clearly define their visa laws.
is visa exempt mean tourist trip ? I thought visa exempt means simply visa exempt for whatever reason and there is no limit on that for air and 2 times limit by land