As I get more questions from fellow DTVers regarding the matter in private, I wanted to share my family’s 4 month experience of living without Thai bank accounts on DTV visa and walkarounds that proved to be working so far.

The story is pretty standard: we live in Thailand with kids and got affected by the first wave of Thai bank crackdown in May.

As my wife is a DTV holder and so is the elder son, they got their bank accounts frozen and shut down later. That happened in April-May this year.

What makes our case even “better” is that payment cards issued in our country don’t really work overseas.

So what worked for the family and working so far is the use of cambodian bank account, which has Thai QR and is crypto friendly with cash payments plus cash payments (cash is king in Thailand).

We use 2 banks that are owned by international groups, which makes me less worried about the funds there and that issue proper Mastercard/Visa that work globally.

All bigger payments (school fees and other significant transfer) can be done by instant transfer to a Thai account. But it costs $15 per transaction.

Smaller purchases are working through QR-payments to legal vendors.

The issue still persists with smaller transfers or payments to mamas and papas shops. Here they use cash or ask me to pay 😂.

Hope this helps and also hope it won’t deteriorate as quickly as Thai banking system accessibility in the past 3 years.

It’s already been over 2 weeks since my Bangkok Bank account has been blocked, and I still have no access to my money.

Even though I own a condo, I’ve been told that the *head office* has to approve it, and the process is taking so long. I also met someone with a retirement visa who is stuck in the same situation.

I tried opening an account at SCB.

One staff member told me I cannot open an account with a DTV visa, even if I own a condo. But another staff member in the same branch said I can, took my documents, scanned them, and sent them to the head office.

Now I’m waiting for their reply.

Is anyone else going through the same thing? Honestly, I’m exhausted. I’m down to my last cash and just using TrueMoney to buy basics from 7/11.

Really frustrating... I’m starting to consider what to do next.🤷

My husband and I currently hold DTV visas under digital nomad category because we are remote workers. we had our thai bank accounts opened at KrungThai with our previous student visas a year ago. Recently, his Krungthai “Next” mobile application crashed because of some bugs. So, he needs help with logging into his mobile application again at the bank. However, Krungthai banks keep denying to help logging in again because of new policy or something. Does anyone know any Krungthai bank branch that is foreigner-friendly or DTV-friendly?

All the problems with banks and phones. Is this only to do with on-line banking and apps (which l don't have)? Anyone had any problems with an atm card?

Opened K Bank account yesterday morning. Locked out of Big Bank this morning. Sim card not matching my name? 3 years no problems. Any ideas or advise.

😟 Bank app locked me out.

No email or SMS notification from the bank. Just opened my bank app out of curiosity after reading a FB post here about his bank app getting locked. Same thing happened to me. So I went to AIS at Central Rama 9, did their ID verification, topped up 100 baht credit to my AIS account and got the AIS receipt which has my details like full name, passport number and mobile number for the bank then went to the bank branch here and after waiting 1 hour, my turn took 20 minutes for the bank to update. After 5PM same day, bank app is ok now.

I still love Thailand 🇹🇭🤩

Hello, just received a text from my Thai bank requesting urgent information regarding CRS. I am not from the US and Ipay all my taxes in my home country. Do I need to do anything as it requests I contact them. Thanks

Edit Update: Thanks for all the replies. Just been to my bank and it was a genuine text I received. I had to take in my passport, bank book, tax number in my overseas country and proof of Thailand address. They filled in the forms which took 10 minutes in all. Good luck if you need to do this.

Does anyone ever have a delays in wise payments . Ive been sending money for a long time using wise with no problems but today's payment is taking a long time it stated a delivery time when it reaches that time is changes to a later time has anyone experienced this ? Will my payment arrive to the recipient?