Has anyone in here who uses the monthly foreign deposits for your retirement or marriage visa had a problem getting the paperwork from Kasikorn Bank showing foreign transfer through WISE. I have two transactions through my former bank which is Bangkok Bank that bank to bank transfer.

The WISE transactions show Kasikorn as the partner bank. Went to Kasikorn with the paperwork and my Thai wife. We spent about 10 minutes explaining everything and they said you need to go to Bangkok Bank. Went there and after another 5 or 10 minutes of telling them Bangkok Bank says you need to ask Kasikorn. Needless to say neither one knew anything about it.

Am I doing something wrong with Wize? I transfer money from USA to Kasikorn Bank with Wize. I can transfer up to $200 and it posts in seconds but if I transfer a larger amount it takes several days to post. Im not sure where the cutoff is but my last transaction was $800 and it took 5 days (although two were weekend days) and it initially stated the transaction would take 7 days.

I have question about showing proof of funds!

I am a UK citizen but my main account is my NZ bank account where I deposit my income from my role as a freelancer (I have a portfolio where I can show them my work and the income I've accrued over the last few years).

This is where the bulk of my transactions have taken place as I use this to pay for subscriptions/insurance etc.

I don't use my UK bank accounts that much except for locking money away for my savings account.

I am planning to apply in Hanoi soon so I will transfer money from my UK savings account to my NZ bank account so that I have 500k before the next bank statement comes out

Will that cause any issues?

TIA🙏

Can’t access my KrungThai Bank Acct!!

I opened my KrungThai bank account 2yrs ago when I was in Thailand using my educational visa paperwork. All good, used the account for loads of transactions and daily life.

I am now back in the UK. No plans to return to Thailand anytime soon. Changed my mobile and can’t access the Krunghtai app. It prompts me for my passport number. I give it. Then it says more ID required and go to the branch in person.

Going to the branch in person is not possible. They must have a ID verification process for foreign account holders who are not in Thailand??

Can someone advise?

So after getting an account yesterday, the bank teller (new girl) F-ed up. I gave her the residence certificate and said one was for banking and the other was drivers license. After perusing it, she picked the drivers license one to submit. I should have used Google translate to make sure. My wife was occupied, and so things happen. I received a call this morning that I almost didn't pick up. It was the teller and she wanted to talk with my wife. Initially she wanted us to get to khon kaen immediately, not today, my nephew was busy elsewhere. My brother went to the Orbitor and made a few copies of the correct certificate. I signed one and became one of her contacts on Line. I sent a picture of the copy to kind of cover her ass, then went to an overnight service to send her the actual copy for tomorrow. I sent her tracking and she was happy. Hopefully it goes well and I can start putting money into the account. I did a small test this morning with wise, instantly in the account. I played around and if I keep it under 500k, it should be within seconds. If I go for the whole 800k, it will be a week. Fingers crossed 🤞

not visa related but I think interesting, so in the long process of cancelling my life in England for my move to Thailand on the 1st of December, you know it's easily to start something, 5 mins online and your a new member but trying to cancel or change your address is a different matter, I have two private pensions so went online to change address not so straight forward as I thought , they need evidence of my new address but what they are asking for is all westernised paper work, gas bill council tax bill, etc, so I phoned up and said the only thing I can send your is a copy of my tm30 from imagination and maybe a bank letter, would be interested how you got over this problem,

thanks, see you all in December,lol

What are the alternatives to solve this that you can’t open a traditional bank account in Thailand?

Do they have neobanks that are easier to open?

I’m a freelancer and I just need to get paid somewhere, right now I have a balance account on the clients platform but that service only is deposit and I need to cash out those money to an Bank who have IBAN and who can give me virtual pay card so I can spend and use my money.

Please give me all tips and tricks. Thanks!

Just FYI

If you have a US capital one 360 acct with the new Discovery debit card you can only use Bangkok bank as far as I can tell

Downside the max is ฿25k per withdrawal

Upside it’s only a ฿150 baht ATM charge is ฿250 for every other Debit card minus the Thai BB acct holders (maybe the US BB bank debit card holders)

I know haters will call me cheap and to spend as much as humanly possible per ATM transaction but hey ฿100 is ฿100

Have a great day

Hi, I’m submitting a DTV workation application from Hanoi very soon and would like to hear some opinions on how I should best present my proof of ending balances of over THB 500,000.

Here are my possibilities, if you were in my shoes which one of these 3 options would you select and why:

1. Wise account that shows over THB 500,000 saved up for 3 months or more.

2. New Zealand bank account that also shows over THB 500,000 saved up, but has only had that amount in there for 3 weeks. Before that it had almost nothing.

3. Submit statements for both accounts in application. I realize submitting 2 accounts can be confusing and count against you, but surely it's not an issue if both account have over 500,000?

It’s a bit of a headache because Wise isn’t a proper bank, but the statement from the actual bank is under 3 months. And yes, I’ve looked up old posts in this group beforehand and it has helped a lot. But I’m keen to hear fresh takes, especially from those who’ve successfully applied from Hanoi. Thanks!

As I get more questions from fellow DTVers regarding the matter in private, I wanted to share my family’s 4 month experience of living without Thai bank accounts on DTV visa and walkarounds that proved to be working so far.

The story is pretty standard: we live in Thailand with kids and got affected by the first wave of Thai bank crackdown in May.

As my wife is a DTV holder and so is the elder son, they got their bank accounts frozen and shut down later. That happened in April-May this year.

What makes our case even “better” is that payment cards issued in our country don’t really work overseas.

So what worked for the family and working so far is the use of cambodian bank account, which has Thai QR and is crypto friendly with cash payments plus cash payments (cash is king in Thailand).

We use 2 banks that are owned by international groups, which makes me less worried about the funds there and that issue proper Mastercard/Visa that work globally.

All bigger payments (school fees and other significant transfer) can be done by instant transfer to a Thai account. But it costs $15 per transaction.

Smaller purchases are working through QR-payments to legal vendors.

The issue still persists with smaller transfers or payments to mamas and papas shops. Here they use cash or ask me to pay 😂.

Hope this helps and also hope it won’t deteriorate as quickly as Thai banking system accessibility in the past 3 years.