What steps can my in-laws take to successfully open a bank account in Thailand with a 90-day Non-Immigrant O Visa?

The situation is very same in large cities and in the Bangkok area. 5 banks declined to open with my 10 year long term residency LTR visa. Most banks ask work permit now, they don't give a queue number outside the bank to open an account if you can't show the work permit. Situation is a full chaos, kasikorn is the same. One bank asked me to go to their headquarter office to open there as only this office can make the final call to open or not. The situation forces almost every legal visa holder to use a middlemen (agent) for this very routine transaction. Pretty ugly situation right now

It helps a lot if you speak and read Thai.

Kasikorn was plain sailing and very efficient and professional.

probably want to work with an agent, even though it shouldn't be necessary.

Sadly I’m hearing this too often at the moment , as mentioned you will just have to keep trying at other banks outside of Samui .

Been getting worse despite many people on here saying no it's all ok.

Definitely been more issues raised the last few weeks

I got mine end of June with all the correct paperwork was rejected by Bangkok bank, kasikorn and krungthai.in the end krungsri did mine in udon thani. Needed all the paperwork plus proof if phone contract and wanted my tin number,when I explained I don't work at all in Thailand they accepted my UK national insurance number,bit bizarre, and they wanted second form of id and accepted my UK drivers license. Said would have to be approved in Bangkok head office as and I would know in two weeks if any issues.been five weeks now so hopefully all good

The other three banks all said my non o 90 day visa based on retirement was classed as tourist and would have to be one year or would help if I was married.

Yes i had the same problem. We are in ratchaburi. Told you need to go to a tourist area we are not use to it . Traveld 100 miles to hou hin . Then Told it has to be a bank in ratchaburi. So went to the bank krungsri. Took an hour . But all done

The only bank I could recently open was kasikorn bank after trying a few different banks

Did they listen to the reason those banks rejected them and asked for additional requirements? Have they talked to any agency in for example Nathon?

This situation seems to be happening a lot since the recent crackdown, it must be really annoying for them. Have they asked what they need to provide to open an account? They might need an agent to help or maybe travel Surat Thani to see if they are more accommodating there?