I have an health+life insurance gold (in and outpatient) with your Co. for 2 years now. I assume accidental treatment is included already, right? i was never told by the agent that I need additional extra accident insurance
It is a seperate print out from the bank where you get the letter from at the same time. Of course the bank book mist be updated to the day of application, so just make a withdrawel or pay in.
If your 90 d report was due on 22nd Jan and you tried to do it online on that day, then it was rejected because too late for online reporting there is a period time given: between 15 to 7 days before due day. You can‘t do it online on the last day.