I am trying to set up the transaction through transferwise because I need it quickly. However I got to the stage where I need to pay transferwise u.s. Bank and the maximum to pay them with an ACH transfer is $15,000 and there would be the delay of setting up ACH trial deposits. I need to transfer more than that amount and I need a fairly quick transfer so I will pay the transferwise US Bank at its routing and account number via a domestic wire transfer from my bank.

Thanks all for the various points of discussion and pros and cons of each method to transfer money to Thailand. In my case transferwise might be the best option at this particular time.

Thanks for the input... my bank still said ACH was an international transfer but I ignored them and set up trial deposits. Only thing is that will take 3 business days plus the July 4th holiday and then the transfer itself will take another 4 to 5 business days so a little long for my needs. But I will use ACH next time if it is cheaper post conversion rate than transferwise.

My American Bank does not do International transfers so they said they therefore do not do transfer through International Swift codes. I think they said they don't even have a swift code. Some of the online banks with the highest interest rates like Cit Bank and Marcus GS Bank and Ally are in the no International transfer group.

Scott, thanks I would prefer an ACH transfer because of lower cost and ease. One are you saying you have done this with Bangkok Bank using your local savings account number and the Bangkok Bank New York ACH number?

I thought the Bangkok Bank savings account did not allow internet access? So I guess you are saying most accounts do have internet access to check trial deposits.

I did see the ACH method in the Bangkok Bank website... But when you go further below in the website it says the service is not ready. And when I went upstairs to ask I did not get a clear answer... something about the US Treasury only allowing 0 baht limit and requiring separate forms which no one had.

Below are images on Bangkok Banks ACH system but then the website says it doesn't work...

Hi

@Tod ********

visas are so complicated that I have a hard time articulating the exact meaning of my question. I was approved for a 30-day extension on my exempt stamp. But I did not submit an application for a 90-day non-immigrant O visa. The only reason I went to the C1 section was to pick up the list of required documents for when I did apply for that Visa in the next few weeks. Do you think they only want the documents on the list?... Or will they ask for proof of residency with copies of rental contract, owner's ID, and Blue Book. ? Or maybe that is residency information that is only required later on with the one-year extension to the 90-day non o... or perhaps residency documents are only required during 90 day reporting. If it's something I need on the front end with the initial application for the 90-day Visa non o I need to know in the next week but I cannot seem to find the answer. Are there other forms I could try to post a question in?

I forgot to mention that the Immigration Dept section A that the lady mentioned was labeled 90 day reporting so maybe when I was asking about any required residence documents for the non o visa, she might have thought I was asking about the 90 day reporting that comes once you extend the non o visa for a year ..

the so-called retirement Visa.

The top of the document also says " in support of the application for Visa for 90 days"

@James *******

okay but I don't have that income yet until I get Social Security sometime in the future... I intend to meet the financial requirement with 0 B deposit in a bank. If that is the case doesn't it have to be in Thailand?

I should have made the first question shorter and more specific. The question is ......If the Visavexempt stamp O got on entry expires on July 9th, will the 30-day extension on that stamp give me enough time to apply for a non-immigrant O 90 day Visa (age over 50)?

Some people talk about going to Laos to get a 60-day tourist visa to have more time to apply for the non immigrant 90 day Visa but I wanted to confirm that that was not necessary since it is the more expensive way to gain more time.

I have the Schwab checking account and ATM card. A good way to avoid ATM fees I agree.

I thought you could use proof of funds in a u.s. bank if you are applying from the US...? From my reading I understood that once you apply from inside Thailand, the funds have to be in a Thai bank account.