Retirement visa is the best value for money i think . Just have 800,000thb in bank and extend every year for 1900 baht a yr . Can't go wrong. Yes you have 800k tied up but you don't have fork up to 2million baht for a Thailand elite visa for 20 yr
No issues here . I enter visa exemption every 9-10 weeks stay 4 weeks through out the year and 6 weeks at Xmas times . Yes I occasionally get asked how long I'm staying but once I tell them I'm off to chumphae I'm good to go