Check with your office as mine (Nakhon Phanom) required the money in my account 3 months prior to application. I was short by 3 days and was turned down. Luckily I had enough time to go and apply again the following week. Always apply as soon as you can in case there is an issue that needs correction.
it has always been necessary to visit several branches before successfully getting a bank account but with a 90 day non O visa it is more likely you will get one eventually. Thise on tourist visas or visa exempt are no longer able to get an account.
I use Wise to make monthly payments for Visa purposes. I use Bangkok Bank and funds for long term stay in Thailand as reason for transfer. I also asked Wise to Tag My Account. The transfers always show as international and have done for 16 months. It us also a lot cheaper for me than SWIFT transfers.
the non O gives you 90 days thus allowing 30 days to open a bank account and deposit the
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0 baht for two months or more before applying for a 12 month extension. That is how people are doing it now. Not even agents can open a bank account for someone on visa exempt or tourist visa including DTV. The problem the OP has is that he is already in Thailand and for the above to work he should have applied for the non O before entering.
I've been here 6 years and I know what I can and can not do and don't imagine it will be very different for you. I'm just trying to give advice based on my experience. Take it or leave it, it matters not to me.
I will be in Thailand for less than 180 days this tax year. I plan to sell a property in the uk and believe that the proceeds from the sale will never be taxable when remitted to Thailand because I was not tax resident when i got them. That's how I understand it anyway. Same goes for pension or any other income.
I asked Wise to Tag My Account as always needing transfers tagged as international or ftt. I also use long term stay in Thailand as reason for transfer. I transfer to Bangkok Bank and for 16 months there has been no issue. Both my banking app and bank book show ftt transfers. Transfers to other banks were hit and miss. Swift transfers resulted in my uk current account being closed!
Remember your
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0 baht must be in your account for three months after getting your extension and must not fall below
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0 baht for the rest of the year. This is to meet the requirements of your current extension. Once you have the 12 monthly International transfers to your thai bank you can apply for your next extension using them and release the other
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0 baht. I have just done it and the only complication was that they wanted my uk bank statements to prove where the transfers had come from. It took over an hour for them to check payments out matched payments in. They did not not ask for Wise transfer documents. I also had to provide a copy of my bank book with a transaction on the day which I got from the bank. Nothing else was required from the bank as they accepted the statements I printed out myself ordered from the banking app.
It all went very smoothly but some offices do not accept monthly transfers so make sure you check yours does. I hope that helps and good luck.