ask
Search
Ask
Answereda year ago

Can I use Wise for the 65k monthly deposit to meet my Thailand visa requirements?

Brown ********
asked May 14, 2025
4.5k
views
37
replies
4
likes
Hey all. So I've just got my 2nd non-o extension and want to start the 65k deposit a month process instead of the 800k.

I spoke to an agent who said I need to get a credit advice from my bank to state the transfers every month are from outside Thailand.

I transfer with wise and she couldn't advise if that's ok or not so just wanted to check if anyone has or is currently doing this through wise and not had a issue with this process and if so. How do you go about resolving it.

Cheers
Answer summary
An expat seeking to switch from the traditional 800k baht deposit to the 65k baht monthly transfer for their Thailand visa extension has raised questions about using Wise for these international transfers. Several users shared their experiences and advice regarding the process, including obtaining a credit advice from the bank to confirm transfers originate from outside Thailand, and ensuring transactions are classified correctly to facilitate the visa renewal process. Discussions also emphasized the importance of establishing a track record of 12 months of transfers before applying for the visa extension. While some have successfully used Wise for this purpose, caution was advised about potential complications with immigration offices and maintaining the required balance in Thai bank accounts.
37 repliesnewest first
16

Click comment and we will ask for your email, then OTP, then name.

Carlos *********
Carlos *********
Is it possible to set up 65k baht monthly automatic transfers from Wise to a Thai bank to meet the visa requirements?
Robert ********
Robert ********
Get a Thai statement and you see if it’s ok.

Sending from Wise to my kasikorn account explicitly shows “foreign” but only in Thai, not in English version.
Sean **********
Sean **********
I transfer monthly to Bangkok Bank from Wise and the transactions are flagged as FTT ( foreign telegraph transaction ).

Start last April and will submit extension application nect month based on the 65k per month. Yet to see if it will work out.

I intend to submit bank verified statements for the tear in addition to the bank book and monthly pension documentation.

I also have the 800k sitting in a separate account in case this does to work
Mike ********
Mike ********
Regarding Wise…
*************************************************************
*****
35/guide-to-thb-transfers
Graham ******
Graham ******
If you've just got a new extension it is too late to start your 65k international transfers as you need at least 12 months of deposits at the time of your new extension application. Your only hope is that your Embassy still does the income affidavit.
Brown ********
Brown ********
OP
@Graham *****
it's for next year mate
Graham ******
Graham ******
@Brown *******
Yes, start now it's too late, you should already have at least 2 65k deposits
Brown ********
Brown ********
OP
@Graham *****
exactly which was done at the start of may
Graham ******
Graham ******
@Brown *******
ok but the OP has said he has started his extension so it is less than 12 months to his next application so he needs a 65k deposit for May to be able to apply for a new extension late April/early May next year
Brown ********
Brown ********
OP
@Graham *****
ok. But that's not essential to do it that far a head though. I just did my extension yesterday and put 80k in at the start of this month.
Robert ********
Robert ********
@Graham *****
I do it 2-3 days before the end (for 11 years now).
Graham ******
Graham ******
@Brown *******
because you usually apply for a new extension with 2 months left on the current one
Brown ********
Brown ********
OP
@Graham *****
seriously? Why 14 months?
Bob **********
Bob **********
Use Wise select reason as long stay,you’ll need 12 full

Months so I hope you already started
Brown ********
Brown ********
OP
@Bob *********
yes mate. I send 100k a month anyway
Bob **********
Bob **********
@Brown *******
just make sure it shows as a FTT foreign transfer
Nick ************
Nick ************
I asked Wise to Tag My Account as always needing transfers tagged as international or ftt. I also use long term stay in Thailand as reason for transfer. I transfer to Bangkok Bank and for 16 months there has been no issue. Both my banking app and bank book show ftt transfers. Transfers to other banks were hit and miss. Swift transfers resulted in my uk current account being closed!

Remember your
*****
0 baht must be in your account for three months after getting your extension and must not fall below
*****
0 baht for the rest of the year. This is to meet the requirements of your current extension. Once you have the 12 monthly International transfers to your thai bank you can apply for your next extension using them and release the other
*****
0 baht. I have just done it and the only complication was that they wanted my uk bank statements to prove where the transfers had come from. It took over an hour for them to check payments out matched payments in. They did not not ask for Wise transfer documents. I also had to provide a copy of my bank book with a transaction on the day which I got from the bank. Nothing else was required from the bank as they accepted the statements I printed out myself ordered from the banking app.

It all went very smoothly but some offices do not accept monthly transfers so make sure you check yours does. I hope that helps and good luck.
Brown ********
Brown ********
OP
@Nick ***********
actually you said other banks hit and miss. Was siam bank a miss?
Nick ************
Nick ************
@Brown *******
I was talking about Krungsri and Krungthai. Wise have a connection with three Thailand banks BB, Kasikorn and one other I believe it is SCB.
Brown ********
Brown ********
OP
@Nick ***********
good to hear cheers
Brown ********
Brown ********
OP
@Nick ***********
great info. Thank you
David *******
David *******
I have not done that but I do have an Aust$ account at Bangkok bank into which I transfer A$ from my pension.

Maybe doable
John **********
John **********
Do you currently have 800k in your thai bank account or are you using an agent to provide that?
Brown ********
Brown ********
OP
@John *********
I had to use an agent this time because I stupidly forgot a automatic payment that took my account below 400k and know just one transaction is enough to ruin it to do ourselves. But I plan to deposit 65k plus every month from now on so that's why I want to get the information to be ready next year. Cheers
John **********
John **********
@Brown *******
if you used an agent to supply the funds this year it is highly unlikely you will be able to switch to monthly income next year as you won't have met the terms of the current year. They check the current year to ensure you met all the terms of the extension for this year, but if you had 800k baht in your account at the time the extension, kept it there for 3 full months after the extension was granted and never dropped below 400k for the remainder of the year you should be OK to move to monthly income provided you can also show 12 full calendar months of International transfers of a minimum of 65k baht at the time you apply for the next extension. But bear in mind if the agent used some immigration office in the back of nowhere to get your extension your local office may not want to touch it regardless
Brown ********
Brown ********
OP
@John *********
oh shoot. That's bad news. I thought the 12 month 65k starting from the first month was enough. Ok I'll use the 800k for next year and then move to the 65k from there. You just saved me a 💩 fight so thank you
Greg *********
Greg *********
Just transfer with wise and under reason, choose funds for long stay in Thailand and it will show as an international transfer on your bank statement.
Jordee ******
Jordee ******
@Greg ********
Correct, that's what I've been doing for years using two ressons. I send money to my family or sometimes for a long stay in Thailand.
Brown ********
Brown ********
OP
@Greg ********
awesome. Thanks
Greg *********
Greg *********
@Brown *******
You’re welcome. FYI it will be near the end of the list they give you to choose from.
Tony *****
Tony *****
@Greg ********
best info I’ve seen for ages. Thanks
Sean *************
Sean *************
It’s likely your embassy won’t confirm this income and therefore immigration won’t accept it. YMMV
Brown ********
Brown ********
OP
@Sean ************
the embassy isn't required in this situation
Daniel *******
Daniel *******
Will likely work, but it's hard to beat that 800k all but guaranteeing your stay here will be trouble free. One glitch in the system and you got problems..
Brown ********
Brown ********
OP
@Daniel ******
I'm aware of that so that's why I'm asking
Mike ********
Mike ********
I know Kasikorn and Bangkok will show oversea transfers. Make sure to select correct reason for sending money.
Gary *********
Gary *********
Just pondering that that same question myself.

Activity

16 joined
Brown ********
Brown ********
Brown ********
Brown ********
Brown ********
Brown ********
16
people
Thai Visa Advice and Everything Else
Thai Visa Advice and Everything Else
...members60% approval
Member 1
Member 2
Member 3
Member 4
Member 5
Member 6
Member 7
Member 8

Related

25
What are my options if I can't show sufficient funds for my Non-O retirement visa in Thailand?
3.6k35301mo
What are the implications of a recent job loss and fluctuating bank balance when applying for a DTV visa in Thailand?
2.4k1705mo
Can I send money to a Thai account using Wise and have it labeled as an international transfer for a long-term visa?
5.1k43536mo
Can I use the 65,000 THB per month method for my Thailand Non-Immigrant O visa from the start?
17.3k1481947mo
Does the monthly deposit for a Non-O retirement visa in Thailand need to be on the 1st of the month?
3.1k25337mo
Can I apply for another Non-O visa after returning to the US if I used my Non-O visa to enter Thailand?
4.1k39309mo
How complicated is it to obtain a retirement visa in Thailand?
4.5k305410mo
Can I extend my 60-day Multi-Entry Tourist Visa or convert it to a retirement visa in Thailand?
4.1k31501y
Can I apply for a retirement extension at the Jomtien office after 45-50 days on a non-O visa?
687441y
How can I switch banks while maintaining my Non-O visa status in Thailand?
1k4131y
Do I have to wait 60 days before applying for a 12-month extension on a Non-Immigrant O visa based on my bank deposit?
2.9k2941y
How can I change my Retirement Visa to a yearly visa without keeping 800k in an account?
8.2k571191y
Do I need to maintain 800k THB in my account for 2 or 3 months before applying for my retirement visa extension in Thailand?
2.3k19161y
Can I apply for a 90-day Non-Immigrant Visa (O) in Thailand before receiving my pension?
3.3k28261y
Should I use an agent for my 1-year extension of a Non-O visa in Thailand?
4.8k43402y
What can I do to live permanently in Thailand with my Thai wife if I can't meet the financial requirements for a visa?
8.9k561262y
What are the requirements and procedures for a one-year extension based on marriage to a Thai national?
1.4k1075y
What are my options for extending a Non Immigrant O-A visa in Thailand?
1k675y
What can I do about my marriage visa being incorrectly changed to a retirement visa in Thailand?
3.2k29186y
What documents do I need to extend my Non-O visa based on marriage with an average income of 40,000 THB per month?
1.7k10196y
Do Monthly Money Transfers to Thailand Count if Withdrawn from an ATM?
1.7k12147y
Can I apply for a yearly extension based on marriage after a 60-day family visit extension if my monthly income is not accepted by immigration?
1.1k787y
How can I find the Thai document for combining pension and bank funds for visa extension?
1.1k867y
Can I apply for a new Non-Immigrant O A visa based on retirement after leaving Thailand?
48258y
Can I withdraw money from my bank account during my visa extension process in Thailand?
2.3k14309y

Resources

Need help with your retirement visa?