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banking in thailand

Showing 216 questions

This page displays all the results for the Banking in Thailand tag, sorted by the most recent activity. There are a total of 216 questions that have been tagged with Banking in Thailand. Explore the questions to find discussions and information relevant to this topic.
Aug 20, 2025
3 days ago
Tom *********
ORIGINAL POSTER
Hello Group.

I opened a bank account with Bangkok Bank and deposited the 800,000 Baht into the account, which they told me I had to do. They’re also pestering me to open a savings account and deposit a further 100,000 Baht. I initially thought they were advertising me that any amount over 100,000 Baht attracted a 4% interest rate, so I said oh great. But have since realised, it’s a secondary account and I’ve now told them I don’t wish to open a second savings account. I’ve since had a few phone calls asking me to go in to make the deposit.

I’m assuming this is purely a secondary account and will not cause any issues with my bank account I’ve just opened ? I’ve been told I must make a deposit within 30 days of opening the initial account. The language barrier has made it a tad difficult to understand exactly what the process is. Any advice please ?

Thanks v much.
Aug 18, 2025
5 days ago
Terry ***********
ORIGINAL POSTER
I thought we had all the ducks in a row, I have got a Thai marriage certificate stamped and certified, yellow book, Thai ID card and trying to work towards a marriage visa. Now I need to open a Thai bank account to season funds however after having been to several banks that refuse to open an account without a visa, my wife is now taking me to a Chinese bank, I’m having serious reservations about this.
Aug 13, 2025
10 days ago
Tractor *******
ORIGINAL POSTER
Hi. I am on a non O retirement visa with the 800000 baht option and my wife is in a non O retirement visa with 65000 monthly deposit. We live in Chiang Mai and both bank with Bangkok Bank. We are considering a move to Hua Hin but have read that this can create many issues around visa renewal and providing evidence from the bank for accepted time allowances for seasoning if we move to Bangkok Bank in Hua Hin. Is it best to move mid visa or at renewal time. Any advice most welcome Cheers
Aug 9, 2025
14 days ago
Marc ****
ORIGINAL POSTER
If you have a retirement visa and 800,000 baht in a Thai bank account and decide to leave Thailand permanently, can I easily transfer that 800,000 baht back to my bank account in Belgium? I've heard it's not easy. Does anyone have experience with this?
Aug 9, 2025
15 days ago
Adam *********
ORIGINAL POSTER
Hi guys,

This is a follow-up to my previous post here:

[members only]/?

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7/8 – 6:45 AM

I entered Thailand by road from Malaysia via the Bukit Kayu Hitam / Dannok border checkpoint.

Cleared Malaysian immigration with no issues. Activated my Non-O visa using my passport and a printed eVisa (just regular A4 paper 😆). Everything was smooth and hassle-free. The Thai immigration officer even welcomed me and wished me a great stay in Thailand.

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8/8 – 1:00 PM

Visited the immigration office in Hat Yai to request for residence certificate.

They asked for the original and a photocopy of my eVisa, TM30, passport (front page and Non-O stamp), and the completed application form. I requested two copies of the residence certificate — one for banking and one for driving license/vehicle purchase purpose. Yes you need 2-3 copies.

Waited for about 20 minutes, and everything was done. No passport-size photo, rental agreement, or payment required.

Bonus — the super friendly officer asked if I needed the visa extension checklist, gave it to me in both Thai and English, and even passed me two application forms to prepare in advance. She told me to return if I needed help any help especially on bank account matters. Kudos to Songkhla Immigration!

Location : [members only]

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8/8 – 2:30 PM

Headed to Kasikorn Bank on Level 2 of Central Festival Hat Yai.

Told the staff at the front that I needed to open an account for visa extension purposes. She gave me a queue number, and I only had to wait for one person ahead of me.

The officer attending to me was very polite and professional. She asked for:

- My passport

- eVisa

- Rental agreement

- Kor Ror 22

- Marriage certificate (from my home country)

- Residence certificate

- Phone number

She made photocopies, asked me to sign each page, took photos of all documents, and submitted them to their HQ (I believe). After a short wait, she proceeded to open the savings account for me.

She downloaded the K+ app and set it up on my phone.

Deposited 1,000 baht + 400 baht for the upgraded debit card.

After everything was set, she introduced some of the bank’s services like PA insurance, mutual funds, and fixed deposits — which I politely declined, mentioning I’d return when I’m ready.

She also explained that I could apply for a credit card by pledging a 1:1 amount in an FD (e.g., 50K baht FD = 50K credit limit).

She gave me a SWIFT transfer slip, mentioned she wasn’t familiar with Wise, and recommended using SWIFT for international transfers. Before I left, she said to come see her later for the extension support letter and handed me her name card.

All done in about 30 minutes, plus some casual chatting.

I left with a new savings account and debit card, and honestly, everything went so smoothly — from eVisa, to immigration, to banking — I feel incredibly lucky.

Location : [members only]

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All this completed in just 3–4 hours total, in a single day.

Next up: Funding 400k Baht and let it seasoned for 2 months & Thai driving/motorcycle license and vehicle purchase.

Till then…

(Photo taken by my wife via FaceTime 🤭 and YES I went all by myself)

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Aug 7, 2025
16 days ago
Hello all, finally in Thailand. Q: with Non O-A visa approved 1st visit. I went to Bangkok bank with Documentation today. They required a letter from home country embassy. They called this a “certificate of residence” does anyone know what that is. Immigration did not need this.

Q: They also noted I cannot apply for Bank account without a lease agreement.

Does this mean you have to sign a lease for 1 year and stay in a rental before applying for Retirement visa? Sorry confused?

Thanks for your help.
Aug 7, 2025
17 days ago
Jeremy *********
ORIGINAL POSTER
I have just visited SCB bank and I am in the process of opening a bank account. They have sent my paperwork to head office and I will have my bank account next week. Long holiday now until Wednesday. Copy of certificate of residency , copy of my E-visa , passport non o stamp and passport details , copy of blue book and they wanted to see the blue book and copy of ownership of my house .In addition they took my Thai phone number and wanted the registration receipt from AIS , 50 baht. For me personally it was a pretty good experience with them.
Aug 5, 2025
18 days ago
Jim *********
ORIGINAL POSTER
I have account in K Bank. I tried to increase the transfer limit from 50k TB on the bank app.But would not let me. I called to KBank today to ask them to increase it. Was told 50,000tb is maximum transfer for all foreigners. Anyone else have this problem. I don't have same issue with Bangkok bank.
Aug 5, 2025
19 days ago
Tess ********
ORIGINAL POSTER
Hi everyone

Me and the Mrs intend to retire somewhere around Hau Hin. This is the plan when I retire at 62 in April 2027.

We will have £400,000 approx from our UK house sale and I will have a pension of £12,000 per annum until we receive our state pension in 2032.

We intend to use this money combined to live and rent.

We are coming for a three week visit next March, is there anything we could be doing in March to get the ball rolling.

We intend to use agents to sort everything out for us so any recommendations will be welcomed.

We realise our plans are in the future and things change but we feel any knowledge is better than non.

Thank you in advance for any help given.
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