Thank for the detailed reply and back-up plan. My initial thinking was… if I was to use the monthly income method for my second application, why would I need to keep any of the 800k in the bank once my first application was granted. Ok, the agreement says I have to keep it for 3 months after the extension approval. But why does it need to be there after the 3 months. 1. It shouldn’t affect my second application as it doesn’t rely on the 800k being in the bank. 2. There will be 65k transferred every month starting 2 months before the issue of the first extension.
Which IO let you do the 12 month deposits for a first time Non-O? I’m in Phuket and they are saying deposit method is not possible and insisting on 800k in the bank for my first application.