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When should the 800,000 THB be deposited for a Non-O visa application in Thailand based on retirement?

O visaThailand visaRetirement visa800,000 baht ruleNon-O visaVisa application processExpat life in Thailand
Oct 5, 2024
2 months ago
Nick *******
ORIGINAL POSTER
When you apply for an O visa inside Thailand to eventually get the 12 month extension (based on retirement), at what point does the 800k bht need to go into your bank account?
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TLDR : Answer Summary
To apply for a Non-O visa for retirement in Thailand, the 800,000 THB must be in your bank account before applying. Some immigration offices, particularly in Pattaya/Jomtien, may require that this amount has been in the bank for at least two months prior to your application. Using an agent can simplify the process, allowing you to maintain your interest from your home bank.
NON-O RETIREMENT VISA RESOURCES / SERVICES
  • Go to the Retirement Visa Section for information on requirements, including age restrictions, financial requirements, and necessary documentation.
  • For immediate assistance, contact Thai Visa Centre directly via LINE at @ThaiVisaCentre or Email them.
  • Explore recent discussions by using the Non-O Retirement Visa tag in the search box at the top of the page.
  • Join the Thai Visa Advice Facebook Group to ask your questions, and get advice from others.
Kuu *****
I had shared information to your inbox. Hope these info will help you. If any question please feel free to ask
2 months ago
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Andy **********
Another option is to use an agent for the first year, and show the money and meet all the requirements yourself, then the second year and every year after that, you could just do the extensions yourself, using the monthly deposits or banked money method, some people just don't want to deal with all the paperwork and immigration visits, I've seen an agent in Pattaya, advertising ฿14k for the first year, and ฿7k for every year after that, if you continued to use them, if you meet all the requirements yourself, if you don't want to do it yourself the first year because of the extra paper and immigration visits, this is an option not to get tied to the agent forever.
2 months ago
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Simon *******
Use an agent and they will sort the
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0 bht out without you loosing any interest on your money at home,yes it costs but the interest more than covers it.
2 months ago
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Nick *******
ORIGINAL POSTER
@Simon ******
 What is the IO general opinion for first time using an agent to then applying yourself and using the 65k route for the second year? I’ve heard once you start using an agent you should stick with that method and not to change? True?
2 months ago
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Kim *********
@Nick ******
 no not true if you can show immi monthly deposits of 65k baht the previous 12 months then no need for an agent for the 2nd and forward. This is what I read in this group. And by the way it is not "should" but "have to use an agent every year" - which you don't if you have the funds.
2 months ago
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Nick *******
ORIGINAL POSTER
@Kim ********
 So immigration don’t like you moving from using an agent one year and all above board the next?
2 months ago
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Kim *********
@Nick ******
 using an agent to deposit the money and withdraw them immediately after is violating the rules and the agent bribes an immi officer. I don't understand how you can conclude from what I said that immi don't like moving from using an agent. The corrupt officer don't like he won't receive his bribe anymore that's for sure. Sometimes offices are checked and if that control finds out there is a corrupt officer then he is probably not an officer anymore and all cases approved by him are examined and results in cancelation of the illegal approvals. Besides that immi can anytime they want request to see your bankbook - you wouldn't want that if you used an agent to deposit and withdraw.
2 months ago
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Nick *******
ORIGINAL POSTER
@Kim ********
 I never concluded anything from what you said. I was forwarding information I had heard from another source and asking if that was your experience or knowledge also. Sorry if I confused you.
2 months ago
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Kim *********
@Nick ******
 you didn't confuse me but your reply to a remark from me was "so immigration don't like you moving from using an agent one year and all above board the next?" - I would certainly call that a conclusion - but never mind
2 months ago
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Nick *******
ORIGINAL POSTER
@Kim ********
 Just trying to clarify if that information I’ve been given was something you’d experienced or heard. Not my conclusion. No worries, have a nice day.
2 months ago
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Kim *********
@Nick ******
 yes ok - no not experienced it since I do not use agents but what I said is what I have read several times in this group and another visa group and I have been following both for quite a long time now 😊
2 months ago
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Graham ******
@Nick ******
 The likelihood is you will not meet the financial requirements for the subsequent extension because the 800k was only in your account for long enough to get a statement printed not 3 months post-approval then 400k for the rest of the year
2 months ago
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Nick *******
ORIGINAL POSTER
@Graham *****
 Sorry bud, not following you here. Are you saying I won’t have the funds in my account long enough before I apply for the O extension? Surely I would if I deposit at the same time as applying for the original O visa, which has a validity of 3 months?
2 months ago
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Graham ******
@Nick ******
 I'm talking abouts agents depositing the money to get around the rules, if you have the money why would you use an agent?
2 months ago
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Nick *******
ORIGINAL POSTER
@Graham *****
 I haven’t said I want to use an agent. Contributors to this post have suggested it. I have the money to deposit but I’ve also been transferring 65k pm for the last 10 months. I didn’t originally know the first extension could not be done on the transfer of funds method only from the second extension onwards.
2 months ago
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Nick *******
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Tony *********
@Nick ******
 I would deposit your own money in the first year and then move to the 65k route.

So you lose one years interest, after the initial year you get your 20k back and you never pay another agent, win win
2 months ago
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Simon *******
@Nick ******
 you need a bank account to get a visa ,the banks won't give you a bank account unless you have a visa,having tried to sort out the bank account first and failed I decided to use an agent
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bht for bank account and retirement visa on the first year then is
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every year after.

On
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0 bht (£
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) I get £1000 interest per year this covers any agents fees plus a bit left for me.
2 months ago
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Rob *********
@Simon ******
 you are only using the 800k for 2 months not a full year though.
2 months ago
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Graham ******
@Rob ********
 Two months before applying for an extension and 3 months after to meet the requirements for getting a subsequent extension
2 months ago
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Rob *********
@Graham *****
 my point is the interest will not cover it
2 months ago
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Stephan ***********
@Simon ******
 May I ask how/where you get 5% interest?
2 months ago
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Nick *******
ORIGINAL POSTER
@Simon ******
 I have a bank account as I currently have a work permit and NON-B visa. Who is your agent?
2 months ago
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Nick *******
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Brandon ************
You need the 800,000 in your bank in order to apply for a non-O visa conversion in Thailand. Some offices require the money to be in your bank for 2 months already when you apply (mainly Jomtien/Pattaya).
2 months ago
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Nick *******
ORIGINAL POSTER
@Brandon ***********
 Isn’t the 800k required 2 months before the extension and not the initial O application?
2 months ago
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Brandon ************
@Nick ******
 you cannot apply for the non-O visa without already having the 800k in your Thai bank account. Most offices just want to see that it's there and that it was transferred from outside Thailand. But Jomtien wants to see that it was there for 2 full months already.

And then for an extension you must also show that the money was in your bank account for 2 full months before applying at every office
2 months ago
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Nigel **************
@Brandon ***********
 that is exactly what I have been told by the Petchabun IO too
2 months ago
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Nick *******
ORIGINAL POSTER
@Brandon ***********
 I’m coming off a work visa and I’m about 2 months short of having 12 consecutive months of 65k or more in my bank. Looking for the best option to transition to O extension. Maybe leaving and coming back in on a 60 day is the way to go?
2 months ago
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Brandon ************
@Nick ******
 You won't be able to use 12 consecutive months of transfers. The non-O visa itself and the first 1-year extension of stay can only be obtained 2 ways.

1) Income verification from your embassy

2) Proof of 800,000 baht in your Thai bank account

If your embassy does not provide income verification, then the only option is the 800,000 baht in your Thai bank account. You could have 10 years of monthly transfers, and it won't matter. The ONLY option for getting the 90 day non-o Visa in Thailand as well as the first 1-year extension are the 2 options I listed. The SECOND 1-year extension can use monthly transfers, but the first one cannot.
2 months ago
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Graham ******
@Brandon ***********
 If he's coming off a work Visa and has verified income inside Thailand for 12 months prior to the Non-O application can that be used?
2 months ago
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Brandon ************
@Graham *****
 he said he doesn't have the transfers already at 12 months when his work extension ends so he won't qualify to change reasons. Can't use pay stubs to qualify for a retirement extension 😉
2 months ago
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Graham ******
@Brandon ***********
 ok, only a marriage extension
2 months ago
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Nick *******
ORIGINAL POSTER
@Brandon ***********
 So transfer 65k pm throughout my first years O extension. Only after my second year O extension has been granted using the transfer of funds method, can I withdraw my 800k? Not at any time before?
2 months ago
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Nick *******
ORIGINAL POSTER
@Brandon ***********
 Ah ok, great info. Thanks.
2 months ago
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Nick *******
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Garrett ***********
@Nick ******
 You need the 800k in a bank account if you're applying for an initial 90 day Non-O. The yearly extension requires it in the account for 2 months.
2 months ago
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Nick *******
ORIGINAL POSTER
@Garrett **********
 Thank you.
2 months ago
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Nick *******
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Thai Visa Advice and Everything Else
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