Something does not add up here? Are you sure you applied for en tourist e-visa and selected to apply at one of the Thai consulates in the US? And now they make you go to some office in Bangkok?
I for one hope they will tighten up the entry measures again with regard to health screening. At least for travelers from China - like most western countries currently do. I am bit concerned with the flood-gates being open like this. But nothing to worry about: A lock-down of borders or something like that is not gonna happen. On a second note: In your case, I would be more concerned about current issues with issuing ED visa.
I think you may have tagged the wrong guy. I am covered by health insurance globally, just fine. In Europe, this seems to be easier and cheaper to obtain compared to the US. My main issue with the LTR is that (for the Work Remotely from Thailand category) it excludes many sources and constellations of income, even if they are way beyond their set threshold of 80k USD / year.
They could not bring themselves to allowing LTR holders to buy at least 1 (small) rai of Land for personal use. Also, still not possible (if not a US citizen) to fully / or in majority own and control a Thai limited company. Both might have lured people into actually investing those 500k in Thailand.
You assume correctly, the vast majority of the (way fewer than hoped for) LTR applications are from "Wealthy Pensioners". Overall, so far they really missed the goals they set out for with this new visa due to overregulation and requirements not matching many of the desired target groups realities. But I am happy it worked out for your needs. Also, yes, the team at the BOI is much nicer to deal with than some other institutions.
You are right. It is a financially good deal and well worth the little extra money compared to Non-O with all its hassles. And yes, we agree the Work Remotely from Thailand needs a revision, badly. Where my view seems to differ is the Wealthy Global Citizen category, as it requires not only wealth - which would be ok - but also a substantial (500k USD) invenstment in (limited categories / assets classes) in Thailand. I am not prepared to put that much money in a country that is notoriously unreliable in laws and regulations that change so frequently. Just a personal preference.
Happy for you. And yes, the LTR is a good step into the right direction. It consists of 4 subcategories + dependant. You picked probably the "easiest" category to fulfill the requirements (Wealthy Pensioner Category). Yet pensioners (everybody aged 50+) had it quite easy to remain long-term in Thailand before already. So for this category, you chose to spend the money on the LTR mainly for some extra perks and less bureaucratic hassle with immigration (extensions and reporting) - and nothing wrong with that. The other categories are more demanding and unfortunately screwed up in the (excessive) details. Especially the LTR Work Remotely from Thailand Category is almost a complete fail, as it limits applicants to those working directly for publicly listed, big blue ship companies (no matter how much more money they make, even owning their own long track record businesses). Anyways, enjoy your next 10 years in Thailand.