It's just the way it's layed out on the page it's one insurance mention in two parts which make it looks like two insurance when I fact it's one insurance
It just need to cover does 3 aspects health/accident insurance on 400.000 THB minimum
Outpatient 40.000 THB minimum
CoVid 100.000 $ minimum
Note the first period you should also have the CoVid coverages but on the last part I read it as that is not beedo only normal health/accident insurance
They just want people to have insurance coverage for the whole length of the Visa.
Like the first comment said set up a schedule for the day when yup count minutes it's only doing it worse.
Before you know it you will be out and enjoying life and even a bit more then beforehand because you now know what freedoms mean to a person sending som good energy and smile your way