@Stan *****
to be fair you only get stuck with an agent if you use them to cheat the system and fake the 800,000 on your account. If you just use them to help with the paperwork, get you a place in line at immigration etc then you aren’t stuck with them. And no it doesn’t have to be a pension. Theoretically if your embassy certified pensions etc you can use that method but the us does not. So it’s show your 3 months of adequate bank statements, get evisa. Enter Thailand. Open bank account quickly. Transfer at least 800,000 baht. Let it sit for 2 months. Then apply for 1 year extension. You can let it drop to 400,000 after several months but never below that. Must be 800,000 again 2 months before re extension or… for the 2nd year you can do monthly transfers of 65,000 from overseas into your account.