No, if you enter Thailand on a visa-exempt for 60 days, you cannot apply for an in-country initial non-O visa based on being over 50/ retirement without a bank account in Thailand unless your embassy in Thailand issues an affidavit of income. You need 800K baht in a Thai bank account OR an embassy affidavit for an initial visa application at the local immigration office.
If you want to open a bank account for an extension, you need to enter on Non-O retirement issued from the Thai embassy/consulate outside Thailand.
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If you mean that without having deposit in your Thai bank accout, yes, you can get a single entry Non-O visa for retirement purpose from Royal Thai Embassy, London with deposit in a bank account in another country.
But if you mean in ANY bank, no you cannot unless you can provide financial evidence showing monthly income of no less than 65,000 THB (£1,500).
Please check the requirements for Non-O retirement from RTE London here.
Yes, you have to (if your local office requires you to submit TM.30 again after returning to the same address in Thailand).
TDAC and TM.30 are different systems. TDAC is about the record of arriving in Thailand, and the address in TDAC is about the place you are going to stay. TM.30 is to report that you are actually staying at that address.