we had an agent for beeing told we would need one to open a bank account but the agent just called a branch she knew the people there and told them to let us open one as we met all requirements, but we had to show up in person of course for the 2 hours it took until both accounts and cards were set up. Never heard of that an agent opened an account while you just sit at home. If we knew that before we would have done it ourselves.
I said that when I came here last year as Tourist, they anwered me I should first shoe the retirement Visa from my home country. I even had a one year rental contract + CoR. No chance…