What health insurance options are available for expats in Thailand?

@Peter *********

I'm riding on Motorbike taxis. I can see where accident insurance could be a good thing.

@Galenus *****

I can see I need to do some more research

@Darcy ******

go for WRLife. They will cover even preconditions

@Galenus *****

Hi there - feel free to get in touch if you need more info on how we work. Thanks for your comment anyway. 👍

@Tore ********

I quote from my comment:

“Surely you can come up with three or five or ten horror stories of people landing in the ditch after getting some disease. But how many are that really? What are the odds? Ten people out of 20 is a big risk. Ten people out of 80 million is futile.”

@Anthony ***********

I get that. Do you play in the lottery? Did you ever consider having an insurance for the financial consequencies of having triplets? Did you put enough money under your bed to cover your ass in case the banks go broke?

What are the chances you will ever land in the ditch? Now, offset that against the cost of insurance and then make a non-emotional, well-informed decision.

All those emotional what-if discussions don’t mean anything to me. Surely you can come up with three or five or ten horror stories of people landing in the ditch after getting some disease. But how many are that really? What are the odds? Ten people out of 20 is a big risk. Ten people out of 80 million is futile.

I know someone who walked outside and suddenly was hit by a hailstone. Does that mean you constantly need to look up when walking outside? You’ll soon need medical treatment for your neck.

If you want to, then please do not let my opinion stop you. Just like if I don’t want, I won’t let your opinion stop me. It’s a free world (in a lot of places, that is). 😉

@Tony *********

… but then again it’s fortunate that most don’t ever get a catastrophic illness or injury.

@Pascal *******

maybe so , however if you would not " jump the gun " with your comment & fact check , you will find under certain circumstances this is a good option if you are a reasonably frequent transitor !!!!!

@Pascal *******

🤪😢

@Tony *********

Pacific Cross. 70? Possibly but obviously the rates go up the older you are. Pre-existing conditions will be excluded.

@Peter *********

Ah . . . I see. You don’t believe in insurance. That’s up to you.

@Pietro ******

why???😳

@John *******

Yes as far as we know.

@John *******

yes, not uncommon

@Cel ******

Correct. The approved hospitals claim back directly from Pacific cross, easy and hassle free.

@Albert ********

just sent you a pm 🙏

@Heath **********

I think only Axa Sawasdee had this clause, no? Axa SmartCare is a regular insurance for locals, and you need to stay in country for at least half a year.

Could be wrong, was not reading too much in terms and conditions of AXA.