@Andrew *******
I'm sorry you don't understand. The exchange rate is like...if I have 1USD if someone gives me an exchange rate of 30 then I have 30bhat.
Now deemoney if I transfer 150,000bhat I get 4,444.44 + their125fee so they are giving you an exchange rate of .0296..where as the current mid market rate is .03 which would be $5,000 so, Dee money charges you 125,bhat and makes and additional $566.66 by giving you a lesser exhange rate.