Is there a way I can apply for a credit card in Thailand? I have a Thai Citibank account and a Krungsri account. The problem is my Thai Citibank debit card doesn't work with Lazada or Grab so I always have to use an American credit card which has foreign transaction fees. I called Citibank Thailand and asked if I can apply for a credit card and they said no because I don't have a work permit, but what about with other Thai banks? Is this a federal law or what? I have an elite visa if that makes any difference. Thanks!
TLDR : Answer Summary
The user is seeking guidance on applying for a credit card in Thailand despite being told by Citibank that a work permit is necessary. They express issues using their existing Citibank debit card for services like Lazada and Grab, leading to high fees with their American credit card. Commenters share their experiences, suggesting that some Thai banks like KBank and Krungsri may approve credit cards without a work permit and discuss alternatives like debit cards and secured credit cards.