@Frank ********

it's literally what's going on?? So many people were getting scammed and complaining about it, but the government didn't know how to fix it, so they made a new law that just started a couple of months ago. This new law says the banks are responsible for all scam and fraud losses. So now the banks are "fixing it" their own way, by making it so the most anyone can lose is 50k. This is among many other things that are currently going on with the banks, including closing accounts without a sim card that has the same name linked, facial scans and other biometric measures, etc. It's all down to people getting scammed and complaining about it.

@Heidi *******

Do UK drivers licenses have an address? That usually works.

@Frank ********

Because people are too stupid for their own good. They are getting scammed in droves and cry endlessly when they fall for it. So now the government is trying to protect them from themselves.

This is an old page not updated since Covid. There is no insurance requirement for non-O, it's only the non-OA that has a requirement.

@Pete *****

You're going to have to have 25k in your Thai bank account getting almost no interest too if you want to get an extension in Thailand. So yes, it has to be in a bank account. What that requires and what you miss out on is on you. Thailand doesn't care.

@Pete *****

you cannot. It has to be liquid funds available in a bank account, not a retirement account.

@William ********

bank staff don't know anything about visas

@Pete *****

if you want to do it yourself then you have to do it the official way. Which means leaving Thailand and applying online for a Thai visa. They DO NOT require a Thai bank account. They just require a bank statement from your bank anywhere

@Maitin ******

that's not what many people have experienced and posted about already. But each branch manager can basically do whatever they want. Which is why the policy makes no sense to begin with. Because many bank branch managers are still accepting agency money to give the letters without freezing anything

@Pete *****

your understanding is wrong. Immigration in Thailand doesn't accept foreign bank accounts for anything. Only embassies accept those. Everything at immigration is Thai bank account. You'll have to leave Thailand and apply for the non-O at an embassy.