Apply for a 90 day non O visa this allows you to get s bank account to pay the 800,000bht then extend it for a year, it then renewed every year this is how most people do it ,no need for medical insurance or police checks.

Use Whatsapp registered on a UK number using thai data will allow you UK number to ring if people call you using whats app in UK also messages it works great ,no need to mess about with other apps also if in Thailand and you need to ring any number not on WhatsApp simply register in Thailand with Mytello app you can ring any number world wide for peonies.

Before you get a visa watch this .

10% of nothing is Nothing

As already stated get a 90 day non O in the UK use this visa to open a bank account in Kasikorn bank then pay your 800,000bht into it then get your 1 year extension, or open your account then sort the extension out using an agent who will pay the 800,000bht into your account for a fee.

If he hasn't got the 800,000bht he will have to use an agent that will put it into his account for him

@Andreas ********

they are not consecutive there will be 5 months between them

You could get x2 multiple entry tourist visas that would work

Look at true immortal plans 3,6 and 12 months

Without a Thai bank account its impossible, that's why you need to get a non 0 90 day visa before you arrive that will allow you to open a bank account so you can get the retirement visa, no 90 day non O ,no bank account, no retirement visa,its that simple