Of course you can use your money in Thai Bank which you open, for a reasonable monthly cost. That doesn't disqualify you from using your money in any way.
If you come for Non B and or asked tourists for 90 days that more easy for you to choose to made another type of visa . Example : 1 Ed visa for Moui Thai or Thai Language, for 1 years. And then can change for business visa or another type or continue Ed until can made retirement visa, for more information can IB to me.
Also not forget writing down what would you wanna do with this letter, cause some officers are fix right use for License Drivers , use for open bank accounts if you are do it wrong. That you should come to made new one 😅
If you already have your own company in Thailand, and there are active. You can asked Visa Non B from your country and the. your family must be have visa follow you. , now your information are made little confused, I am not sure that now you are in Thailand or still not yet. Many details of this can change or flexible according to details or actual work. For more information you can IB to me.