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interest rates

Showing 17 questions

This page displays all the results for the Interest rates tag, sorted by the most recent activity. There are a total of 17 questions that have been tagged with Interest rates. Explore the questions to find discussions and information relevant to this topic.
Mar 25, 2026
a month ago
Grahame *********
ORIGINAL POSTER
Not sure if this is the correct site for this question but I'll ask for advice anyway.

Where is the best place to keep your 800k for renewing your retirement visa, is there a particular bank or account that gives you access should you need to dip into it with a good rate of interest or a fixed saving bond without access to it for say 1 year.

I've tried looking at so many options in the past but just wondered if there are any new products come on the market lately 🤔
121 comments
Feb 17, 2026
2 months ago
David *******
ORIGINAL POSTER
Can you remove your 800,000 before the 3 months after you receive your first 1yr extension, if you deposit 65000 per month for 12 months before requesting your visa for next year? If that is the case why wouldn't someone put the 800,000 back into your home countries bank account and add 65000 a month to your Thailand account. This way you are getting a decent interest rate, don't need to worry about losing your 800,000 and not tying the money up for 7 months out of the year. Thank you for reading my question.
57 comments
Dec 25, 2025
4 months ago
Petrov ********
ORIGINAL POSTER
Hello everyone,

I’m planning to open a bank account in order to extend my Non-Immigrant O visa.

Which bank can I deposit the money in and get a good interest rate, because I’m planning not to touch the money for years.

Can the account be in Euro, or does Immigration require the money to be in Thai Baht?

Thank you.
56 comments
Dec 9, 2025
5 months ago
Harry ********
ORIGINAL POSTER
Another bank question: do the banks have saving schemes where the 800000 can gain some interest?
29 comments
Jun 19, 2025
10 months ago
Jeff *********
ORIGINAL POSTER
Two questions. Does any of the Thai banks offer high yield savings accounts? If they do, can I use one of those accounts for my retirement visa?
58 comments
May 10, 2025
a year ago
Karl *********
ORIGINAL POSTER
Does anyone know of a bank in Thailand that has a savings account that has a percentage interest rate similar to a CD in an American Bank to allow the money to grow? 3.50-4.50%. This would be for the marriage requirements to have the $400,000 baht in an account. Is it possible to open an account and just leave it and let it grow?
12 comments
Mar 26, 2025
a year ago
John *********
ORIGINAL POSTER
Banking question. I cannot get an answer from immigration:

I am fine putting ฿800,000 in a bank account . But I want to get decent interest. The bank tells me I can get a decent 2.4% interest in a fixed account. However, that money cannot be accessed by ATM or the banking app for things like making payments.

I don’t want to put the 800,000 into their savings book account because it only gets 0.25% .

Also, I want to have my deposit every month over the next 12 months so I can in one year get my 800,000 back

Question: can I have two accounts? One with a bank that is a fixed account that I put the 800,000 in and I do not touch for the year and I get 2.4%.

A regular savings account where I would deposit my 65,000 bought every month so in 12 months I can show that I have the pension and I can get my 800,000 back

Will that be allowed? Same bank just two different accounts. The savings account that I deposit my pension into I could then use for paying bills, etc., and withdrawal from ATM.

Or does everything need to be in one account?

Thanks if you have any relevant information .
81 comments
Feb 9, 2025
a year ago
Kirk ********
ORIGINAL POSTER
I am looking for some information please. I will have around 200,000GBP when I move to Thailand. Can anyone give me an idea of the best rate of interest I can get from a bank. TIA.
234 comments
Sep 26, 2024
2 years ago
Mike *****
ORIGINAL POSTER
Whats your opinion about the strong Baht?

Couple of months ago it was almost 39 B/ Euro. Now on the way to 36 B/ Euro.

I know it is all speculations, but where will it end? Got the feeling it will go down even more to 34-35.
142 comments
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