Wow another near native eating from the sidewalk kiosk... Otherwise (known by the ladies as Cheap Charlie) And if you are going to quote me - please spell correctly.
During non Covid times... youthful tourists and old Expats fall into unexpected calamities - from rock climbing, motorcycle accidents, boating accidents.... to aortic aneurism, strokes, brain aneurisms... some of these descend upon people with the best of insurance planning. And the person is stripped of any real ability to contend with the total costs. Sometimes the insurance has hidden clauses shutting off full compensation. Everything is not always cut and dried. Having a Large Pool of money at low average costs to tourists to compensate hospitals and clinics is not really a big deal.