@Darren ******
everyone is not considering this, if you maintain a home in your own country the bills there March on including medical, car, home and contents all insurance premiums. At one time just recently insurance wasn’t required. To me medical costs were so cheap compared to other countries we didn’t bother. Some of my friends have traveled to Thailand for major treatment, actually cheaper than the US, including round trip flight, pocket money, accommodations and a little fun. Cataract surgery for instance was nearly 17,000$ big ones for two two hour day trips no hospital stay. Gall bladder surgery with complications over 100,000$ you figure it out. I also think ThAiland should have required insurance long ago. Many pack packers and the like stuck Thailand with the bill, because no money and from another country. I think they were justified in doing so. Only problem is with Covid raging insurance or not, you may not get a bed or doctor. Thais are having trouble themselves.